Developing my pharmacy

We identify opportunities that suit your pharmacy’s development and improvement plans and we give you access to liquidity sources in order to finance it, according to Piraeus Bank credit policy.
  • Cosme Piraeus Open Business Working Capital POS*, for covering recurring liquidity needs against future receivables from POS sales οn preferential terms and Reduced collateral (guarantee by the European Investment Fund for 50% of the loan and collateral not exceeding 30% of the amount of the loan)
  • Piraeus Business for the Accommodation & Equipment of Pharmacists, for covering recurring liquidity needs or/and investments in tangible or intangible fixed assets for your pharmacy.
  • Open working capital for the exclusive purpose of paying invoices with the following characteristics:

Funding amount
From € 10.000 to €20.000 depending on the Pharmacy’s needs.

Indefinite with annual review.

Interest rate
Floating rate based on:

  • Privilege Loan Rate (PLR) of Piraeus Bank

Interest rates are borne by the contribution of Law 128/75, which currently stands at 0.60%


  • Interest payment every 3 years only for the capital you have used
PIRAEUS PHARMACY 360° is available to Small and Medium-sized Pharmacies.

The products and services offered by PIRAEUS PHARMACY 360°, as well as any special pricing, where these exist, can be reviewed at the Bank’s discretion.

* This financing is made possible thanks to the Guarantee provided by COSME and the European Strategic Investment Fund (”ESIF”) set up under the Investment Plan for Europe. The aim of the ETSC is to contribute to the financing and realization of productive investments within the European Union and to ensure increased access to finance.