Find the working capital that suits your needs

  • FINANCING PURPOSE


  • ADDITIONAL CRITERIA




  • DESCRIPTION
    Working Capital for the prefunding of Interest–free epay POS* instalments.

    *Card acceptance and clearing services (epay POS, epay eCommerce) in cooperation with EURONET MERCHANT SERVICES PAYMENT FOUNDATION (“epay”).

  • IDEAL FOR
    Businesses that have a contract for the acceptance and clearance of payments and / or provision of electronic collection services (pos / e-pos contract)
  • REPAYMENT METHOD
    Through the interest-free instalments via epay POS*, which have been prefunded.
  • INTEREST RATE
    Variable

    Based on

    Euribor 1Μ
  • OTHER FEATURES
    • Access to winbank e-banking platform
  • DESCRIPTION
    Piraeus Bank in cooperation with the Hellenic Development Bank – HDB provides Working Capital loans, with a guarantee rate of 80% of each loan, offered by the Guarantee Fund for COVID 19. These loans aim to support the economic activity of the enterprises that have been affected by COVID 19.
  • IDEAL FOR
    Very Small Businesses that aim to reinforce their liquidity needs due to the pandemic
  • REPAYMENT METHOD
    • In monthly or 3 monthly instalments
  • INTEREST RATE
    Variable

    based on Euribor


  • OTHER FEATURES
    • The Fund offers its guarantee up to 80% for each loan.
    • Guarantee Fee can be subsidized by the Fund
  • DESCRIPTION
    The action "Loan Guarantee Fund for Audiovisual Production Companies" by the Hellenic Development Bank (HDB) aims to support SMEs in the Audiovisual Productions’ sector.
  • IDEAL FOR
    Small and Medium-sized Enterprises and Professionals in the Audiovisual Productions’ sector.
  • REPAYMENT METHOD
    • Monthly /quarterly /semi-annually installments (interest & amortization)
  • INTEREST RATE
    Variable

    based on Euribor


  • OTHER FEATURES
    • Grace Period up to 2 years
    • Early repayment free of charge
    • Fund guarantee for 80% of the loan
    • Collateral up to 50% of the loan amount
    • Application submission at www.ependyseis.gr/mis with bank of choice Piraeus Bank
  • DESCRIPTION
    Working Capital, with 80% guarantee by the Hellenic Development Bank - HDB, aiming to enhance the liquidity of Public Works Contractors, in order to carry out contracted projects and / or public interest studies.
  • IDEAL FOR
    Small and Medium Enterprises (manufacturers, designers, engineers) that have undertaken the execution of a project and / or public interest studies
  • REPAYMENT METHOD
    • Monthly or quarterly installments of capital and interest
  • INTEREST RATE
    Variable

    based on Euribor
    1M/3M



  • OTHER FEATURES
    • HDB & TMEDE provide 80% guarantee for each loan
    • The guarantee fee can be subsidized by the Hellenic Development Bank - HDB
  • DESCRIPTION
    • The new flexible financial tool linked to the company’s epay POS* transactions.
  • IDEAL FOR
    • Small & Medium businesses and professionals, with a turnover of up to € 2.5 million, to cover recurring liquidity needs against future receivables from epay POS* sales
  • REPAYMENT METHOD
    Mandatory minimum monthly payment of 5% on the respective balance (interest and capital included)

    • Automatic repayment through the epay POS
    • or

    • Free payment of capital
  • INTEREST RATE
    Variable

    Base Loan Rate (BLR) of Piraeus Bank
  • OTHER FEATURES
    • Ability to perform all of the company's payments through one account
    • Ability to use the account through winbank
  • DESCRIPTION
    • Working capital loan with one-off disbursement and a fixed repayment plan.
  • IDEAL FOR
    • Covering one-off liquidity needs
  • REPAYMENT METHOD
    • In equal monthly or 3-monthly instalments
  • INTEREST RATE
    Variable

    based on the BLR
  • OTHER FEATURES
    • Up to 1 year grace period
    • Early repayment without penalties
  • DESCRIPTION
    • Open Working Capital available whenever you need it, through your bank account.
  • IDEAL FOR
    • Covering recurring liquidity needs
  • REPAYMENT METHOD
    • Capital repayment at any time
    • Payment of interest only for the capital you have used
  • INTEREST RATE
    Variable

    based on the BLR
  • OTHER FEATURES
    • Availability to provide Winbank Electronic Services without subscription
  • DESCRIPTION
    • Working Capital for businesses that wish to receive an approved subsidy from a Development Program in advance.
  • IDEAL FOR
    • Businesses included in Development Programes
  • REPAYMENT METHOD
    • Capital: as soon as the subsidy is paid
    • Interest: in monthly or 3-monthtly instalments
  • INTEREST RATE
    Variable

    based on the BLR
  • OTHER FEATURES
    • Early repayment without penalties
  • DESCRIPTION
    • Working Capital for cashing cheques and/or customer invoices in advance.
  • IDEAL FOR
    • Extra liquidity
  • REPAYMENT METHOD
    • Capital: as soon as the cheques or invoices are paid
    • Interest: every 3 months, only for the capital you have used
  • INTEREST RATE
    Variable

    based on the BLR or the PLR
  • OTHER FEATURES
    • Availability to provide Winbank Electronic Services without subscription