Managing my pharmacy

• The Sight Account (for legal entities) or the Business Account (for sole proprietorships & freelancers)
• Free incoming remittances (STP & NON STP in Euro)
• Free processing of checks by private customers & individual entrepreneurs
• Free cancellation of checks
• Free issuance of bank checks in the name of the entrepreneur or the Greek State
• Free of charge for each transfer of credit to accounts within the Bank
• Access to e-banking services for winbank businesses & professionals in order to perform transactions at lower or no expenses

Piraeus Bank cooperates with epay (Euronet Merchant Services Payment Foundation Unipersonal S.A.) for the provision of card payment services to physical and online stores. In this context.

• Free of charge the 1st wired terminal** (without a one-time activation fee and monthly management costs for the first year. If the business makes less than €9,000 transactions in the first year, then for the second year there will be a monthly administrative cost of €9 + VAT for the possibility of using the payment card acceptance terminal (EFT/epay POS).
• Preferential pricing for transactions via epay instore POS:
  
  

• Blended Pricing**
  
  
  • For private cards issued within the ΕΕΑ 0.70% per transaction regardless of card type
  • For private cards issued outside the EΕΑ 1.10% per transaction, regardless of the type of card
  • For company cards issued within the ΕΕΑ 1,50% per transaction, regardless of the type of card
  • For company cards issued outside the ΕΕΑ 2,90% per transaction, irrespective of the type of card

• Unblended/Detailed Pricing***
  
  
  • Regardless of card type, in the case of Unblended/Detailed pricing** IRF + Scheme Cost+ 0.35% per transaction as an Acquiring Clearing Services ("ACS") Fee paid to epay.
  • 1,60% for China Union Pay cards
  • Up to 12 interest-free instalments
  • DCC (Dynamic Currency Conversion) service support, with a 1% commission surcharge on the turnover of transactions executed using the DCC service for transactions with cards issued outside the euro, while your customers pay directly in their home currency.
  • AllWeekPay, the new possibility to collect card transactions on the next calendar day (weekends and holidays).

Preferential pricing for transactions via epay instore POS:

• Blended Pricing5**
  
  
  • For private cards issued within the ΕΕΑ 0.70% per transaction regardless of the type of card
  • For private credit cards issued outside the EEA 2.90% per transaction regardless of the card type
  • For private debit cards issued outside the EEA 2,60% per transaction, irrespective of the type of card
  • For corporate cards issued within the EEA 1,50% per transaction, regardless of the type of card
  • For company cards issued outside the EEA 2,90% per transaction, regardless of the type of card

• Unblended/Detailed Pricing***
  
  
  • Regardless of card type, in the case of Unblended/Detailed pricing** IRF + Scheme Cost+ 0.35% per transaction as an Acquiring Clearing Services ("ACS") Fee paid to epay.

* Card acceptance and clearing services (POS, e-POS) in cooperation with EURONET MERCHANT SERVICES PAYMENT FOUNDATION (“epay”).

** The above applies to new cooperation contracts

*** What is Unblended/Detailed Pricing
Regulation (EU) 2015/751 and the 2nd Payments Directive (PSD2) allow merchants to be billed for acquiring services with a transparent charging model, also known as Interchange++, consisting of three cost parts:

1. The Interchange Fee ("IRF") is paid to the card issuer. The fees are published on the official website of Visa and Mastercard, and these fees vary depending on the type of card and the country in which the issuer operates.
2. The Scheme Cost ("SC") is payable to International Card Organizations (e.g. Visa or Mastercard) and is published on the epay Merchant portal.
3. The Transaction Clearing Services ("ACS") Fee is payable to epay for the provision of transaction clearing services.