Customisation per user and transaction
When you subscribe to the service, we will assist you to set up the access and administration parameters per user and transaction via winbank:
- Access and user rights per user, such as monitoring of balances. Performance of specific transactions or just entry of transactions to be approved by another authorised user. Hide option for products within the portfolio, such as hiding your company’s investment portfolio from specific users
- Different approval level per user and transaction type
- Different monetary limit per transaction and per user combination
Email to the authorized users for pending transactions that require approval.
User combination for performing transactions
To complete monetary transactions, you may set a condition for actions by a combination of authorised users. This approval mechanism requires actions by multiple users with different approval levels:
The first users log into winbank. They may enter the details of the transaction, but can not complete it without approval by the rest of the users you have specified
Each of the rest of the users logs into winbank. They will view a pending transaction in their messages. They will check the details of the transaction and the person who entered it. They will either approve or reject the transaction. This action may be performed either via the web banking service or via the winbank mobile App.
The transaction will be performed after all the users in the combination have approved it.
Combination of two factors for identity authentication
For certain actions or transactions, the system itself may require a two-factor authentication. The second factor is the 6-digit extraPIN you will receive via SMS on your mobile or by using the extraPIN generator device.
All these security measures are important so as to manage your portfolio via winbank.