Profile Personal Loan

A personal loan tailored to your personal and consumer needs. The interest rate is either fixed or variable over the entire term of the loan. The loan features can be customised to suit your needs and profile.

from 12,20% to 14,50%
from 10,95% to 13,55%
up to 96 months
from €1,500

Up to €40,000

  • The interest rate matches your profile and credit behaviour


Personalised pricing

The interest rate for your Personal Loan matches your profile::

  • Your needs
  • Your economic capabilities
  • Your relationship with Piraeus Bank
  • Your credit rating with any bank

Instant quote

Learn about the interest rate that matches your profile without even having to submit a loan application:

  • Visit any Piraeus Bank branch
  • Call us on 18 218, 24/7
We give you a written interest rate quote plus all the information you need about your personal loan. This quote is valid for 5 calendar days. That gives you time to weigh up your options and reach your decision.

Service every step of the way

Our experts will explain your options and the procedure. They will help you apply for and monitor your loan.


Loan amount

From €1.500 to €40.000 depending on your needs.

Interest rate

For the entire loan term, you may opt for:

  • Fixed rate from 12.20% to 14.50%, or
  • Variable rate, currently from 10.95% to 13.55%

Interest rates are also subject to the Law 128/1975 levy. Today it stands at 0.60%. 

See an example of the overall APR for the Profile Personal Loan.

Loan term

The loan term depends on the loan amount:

  • For €1,500 to €6,000 – from 6 to 60 months
  • For €6,001 to €40,000 – from 6 to 96 months
In all cases, when you repay the last instalment, you (the borrower) must not be aged over 70.

Grace period

We can offer grace periods ranging from 1 to 12 months.

Loan approval fee

€200 deducted from the amount disbursed to you.


Immediately, in one single instalment.


In monthly instalmentsthat repay:

  • Interest and capital together
  • Only interest, for the entire duration of the grace period
In all cases, repayments must be made in the form of standing orders from your deposit account.

Insurance options

The Payment Protection Plan comes as an option. This form of insurance coverage provides compensation for:

  • Dismissal or temporary disability due to accident or illness, for full-time, private sector employees with a contract
  • Hospital treatment and temporary disability due to accident or illness for freelance professionals, civil servants and part-time private sector employees with a contract.
The compensation guarantees that:

  • Your Profile Personal Loan instalments will continue to be paid as normal for a set period.
  • Your insurance coverage will apply for the remainder of the plan, if you opt to continue it, even though you have fully or partially repaid the loan.