• DESCRIPTION
    The Overdraft Limit offers you liquidity by automatically increasing your account balance to cover emergencies
  • IDEAL FOR
    • Customers who wish to have immediate access to cash through their account
  • INTEREST RATE
    Variable
    today 12.60%
  • LOAN TERM
    Indefinite
  • LOAN AMOUNT
    From €500

    Up to €5,000

  • DESCRIPTION
    An Open Personal Loan to cover emergency or regular personal and consumer expenses. It depends on the amount of your deposits or investments.
  • IDEAL FOR
    • Customers who wish to have immediate access to cash without liquidating their deposits or investments
  • INTEREST RATE
    Variable
    Euribor 1M
  • LOAN TERM
    Indefinite
  • LOAN AMOUNT
    From €3.000

  • DESCRIPTION
    A Consumer Loan for education expenses, whether you want to get a university/postgraduate degree or a private institute diploma, attend seminars, learn a foreign language or a new hobby, or cover study-related expenses for equipment, rent, etc.
  • IDEAL FOR
    • Young individuals or Pensioners who wish to receive finance for studies or new hobbies
  • INTEREST RATE
    Variable
    11,85%
  • LOAN TERM
    Up to 120 months
  • LOAN AMOUNT
    From €1,000

    up to €50,000

  • DESCRIPTION
    Variable-rate Euribor 1M mortgage loan
  • IDEAL FOR
    • Buying, building or finishing a property
    • Renovating or repairing a property
    • Buying a plot of land
    • Repaying a mortgage loan from another bank
  • INTEREST RATE
    Variable
    Euribor 1M
    + a spread
    + Law 128/1975 levy
  • LOAN TERM
    Up to 30 years
  • LOAN AMOUNT
    From €20,000

    and up to 90% of the estimated value of the property
  • DESCRIPTION
    Mortgage loan with fixed interest rate for the first 2, 3 or 5 years, depending on what you have selected
  • IDEAL FOR
    • Buying, building or finishing a property
    • Renovating or repairing a property
    • Buying a plot of land
    • Repaying a mortgage loan from another bank
  • INTEREST RATE
    Fixed
    for 2, 3 or 5 years

    then

    Variable
    Euribor 1M + a spread
    + Law 128/1975 levy
  • LOAN TERM
    Up to 30 years
  • LOAN AMOUNT
    From €20,000

    and up to 90% of the estimated value of the property
  • DESCRIPTION
    Mortgage loan for green homes with variable interest rate based on the Euribor 1M
  • IDEAL FOR
    • Buying, building or finishing a green home
    • Renovating or repairing a green home
  • INTEREST RATE
    Variable
    Euribor 1M
    + a spread
    + Law 128/1975 levy
  • LOAN TERM
    Up to 30 years
  • LOAN AMOUNT
    From
    20,000 
    and up to 90% of the estimated value of the property
  • DESCRIPTION
    Collateral-free Home Improvement Loan for Green Upgrades
  • IDEAL FOR
    • Carrying out home energy upgrade repairs
  • INTEREST RATE
    Variable
    Euribor 1M + a 7% spread + Law 128/1975 levy
  • LOAN TERM
    Up to 10 years
  • LOAN AMOUNT
    From €3,000
  • DESCRIPTION
    Home improvement loan with mortgage lien for higher loan amounts
  • IDEAL FOR
    • Buying and installing a photovoltaic system
  • INTEREST RATE
    Variable
    Euribor 1M + a 3.95% spread
    + Law 128/1975 levy
  • LOAN TERM
    Up to 25 years
  • LOAN AMOUNT
    From €10,000

  • DESCRIPTION
    Working capital loan with one-off disbursement and a fixed repayment plan.
  • IDEAL FOR
    • Covering one-off liquidity needs
  • INTEREST RATE
    Variable

    based on the BLR
  • LOAN TERM
    Up to 3 years
  • LOAN AMOUNT
    From €15,000

  • DESCRIPTION
    Long-term loan for covering investment expenses
  • IDEAL FOR
    • Building, finishing and renovating business premises
    • Buying equipment
    • Making intangible expenses
  • INTEREST RATE
    Variable
    based on the BMLR
  • LOAN TERM
    Up to 10 years
  • LOAN AMOUNT
    Depending on the amount of the investment