Find the account that suits your needs

  • FINANCING PURPOSE


  • ADDITIONAL CRITERIA




  • DESCRIPTION
    • Piraeus Bank, in cooperation with the European Investment Fund, participates in the “COSME” guaranteeing tool and grants loans to support small and medium-sized enterprises on preferential terms, i.e. reduced collateral (guarantee by the Fund for 50% of the loan and collateral not exceeding 30% of the amount of the loan)
  • IDEAL FOR
    • Small & Medium businesses and professionals, with a turnover of up to € 2.5 million, to cover recurring liquidity needs against future receivables from POS sales
  • REPAYMENT METHOD
    • Capital: Automatic repayment through the POS
    • Capital repayment at anytime
    • Minimum monthly payment of 5% of the outstanding balance
  • INTEREST RATE
    Variable

    Base Loan Rate (BLR) of Piraeus Bank
  • OTHER FEATURES
    • Ability to perform all of the company's payments through this account
    • Ability to use the account through winbank
  • DESCRIPTION
    • Piraeus Bank, in cooperation with the European Investment Fund, participates in the “COSME” guaranteeing tool and grants loans to support small and medium-sized enterprises on preferential terms, i.e. reduced collateral (guarantee by the Fund for 50% of the loan and collateral not exceeding 30% of the amount of the loan)
  • IDEAL FOR
    Small & Medium businesses and professionals, with a turnover of up to € 2.5 million to cover needs for:

    • Working capital or/ and
    • Investments in tangible or intangible fixed assets
  • REPAYMENT METHOD
    • In equal monthly or 3-monthly instalments Payment of capital and interest
  • INTEREST RATE
    Variable

    Base Loan Rate (BLR) of Piraeus Bank

    or

    Privilege Loan Rate (PLR) of Piraeus Bank
  • OTHER FEATURES
    Grace period

    • Up to 1 year for Working Capital
    • Up to 2 years for Investments

    Early repayment option- no fee applies
  • DESCRIPTION
    • Piraeus Bank, in cooperation with the European Investment Fund, participates in the “COSME” guaranteeing tool and grants loans to support small and medium-sized enterprises on preferential terms, i.e. reduced collateral (guarantee by the Fund for 50% of the loan and collateral not exceeding 30% of the amount of the loan)
  • IDEAL FOR
    • Small & Medium businesses and professionals, with a turnover of up to € 2.5 million that are operating in the agricultural labor supply sector and need working capital.
  • REPAYMENT METHOD
    Capital: Direct linking of the company's loan account with the Piraeus Bank's installed POS and impairment of the debit balance

    Capital repayment at anytime

    Minimum monthly payment of the outstanding balance (interest and capital included)

    • 5% monthly
    • 15% 3 monthly

    In cases of Privilege Loan Rate (PLR)

    • 15% 3 monthly in cases of Euribor 3Μ
  • INTEREST RATE
    Variable

    Based on the Privilege Loan Rate (PLR) of Piraeus Bank

    or

    Euribor 3M
  • OTHER FEATURES
    • Ability through Winbank to determine how to allocate to the sub-limits of the available amount resulting from the settlement of POS transactions.
  • DESCRIPTION
    • Working capital loan with one-off disbursement and a fixed repayment plan.
  • IDEAL FOR
    • Covering one-off liquidity needs
  • REPAYMENT METHOD
    • In equal monthly or 3-monthly instalments
  • INTEREST RATE
    Variable

    based on the BLR
  • OTHER FEATURES
    • Up to 1 year grace period
    • Early repayment without penalties
  • DESCRIPTION
    • Open Working Capital available whenever you need it, through your bank account.
  • IDEAL FOR
    • Covering recurring liquidity needs
  • REPAYMENT METHOD
    • Capital repayment at any time
    • Payment of interest only for the capital you have used
  • INTEREST RATE
    Variable

    based on the BLR
  • OTHER FEATURES
    • Availability to provide Winbank Electronic Services without subscription
  • DESCRIPTION
    • Working Capital for businesses that wish to receive an approved subsidy from a Development Program in advance.
  • IDEAL FOR
    • Businesses included in Development Programes
  • REPAYMENT METHOD
    • Capital: as soon as the subsidy is paid
    • Interest: in monthly or 3-monthtly instalments
  • INTEREST RATE
    Variable

    based on the BLR
  • OTHER FEATURES
    • Early repayment without penalties
  • DESCRIPTION
    • Working Capital for cashing cheques and/or customer invoices in advance.
  • IDEAL FOR
    • Extra liquidity
  • REPAYMENT METHOD
    • Capital: as soon as the cheques or invoices are paid
    • Interest: every 3 months, only for the capital you have used
  • INTEREST RATE
    Variable

    based on the BLR or the PLR
  • OTHER FEATURES
    • Availability to provide Winbank Electronic Services without subscription