• DESCRIPTION
    Financing for small and medium enterprises through working capital and/or investment loans.
    Take advantage of 50% interest-free financing since 50% of the given loan is funded by NSRF.
  • IDEAL FOR
    Businesses active in:
    • Manufacturing
    • Trade
    • Services
    • Tourism
  • REPAYMENT METHOD
    • In 3-monthly or 6-monthly instalments that pay interest and capital
  • INTEREST RATE
    Fixed
    up to
    4,2%
    throughout the loan term

  • OTHER FEATURES
    • Up to 24 months (for investment loans) and up to 12 months (for working capital) grace period
    • Early, partial or full repayment option without penalties
  • DESCRIPTION
    Working Capital and investment Loans for small and medium enterprises through the Programme ''Entrepreneuship Fund - Business Restarting''
  • IDEAL FOR
    Businesses active in:
    Businesses active in:

    • Manufacturing
    • Trade
    • Services
    • Tourism
  • REPAYMENT METHOD
    • In 3-monthly instalments that pay interest and capital
  • INTEREST RATE
    Fixed
    from 3,90%
    to 4,45%
    throughout the loan term
  • OTHER FEATURES
    • Up to 2 years grace period (for investment loans)
    • Early repayment option without penalties
  • DESCRIPTION
    Financing to SMEs through the EIB funds with the participation of the Structural Funds, for working capital and/or investment loans with preferential terms.
  • IDEAL FOR
    Businesses active in:
    Businesses active in:

    • Manufacturing
    • Trade
    • Services
    • Tourism
  • REPAYMENT METHOD
    • In 3-monthly,
      6-monthly or annual instalments
      that pay interest and capital
  • INTEREST RATE
    Floating Rate
    based on
    EURIBOR
    + margin
  • OTHER FEATURES
    • Plus Law 128/1975 levy
    • preferential pricing for companies that support youth employment (15-25 years)
  • DESCRIPTION
    Financing to SMEs utilising the IfG funds, for working capital and/or investment loans with preferential terms.
  • IDEAL FOR
    Businesses active in:
    Businesses active in:
    • Manufacturing
    • Trade
    • Services
    • Tourism
  • REPAYMENT METHOD
    In instalments:
    • 3-monthly
    • 6-monthly
  • INTEREST RATE
    The interest rate will be based on Euribor + margin, which is lower compared to the margin if the company was financed with funds of the Bank
  • OTHER FEATURES
    • Exempt from Law 128/75 levy
  • DESCRIPTION
    Working Capital in partnership with the Export Credit Insurance Organisation (ECIO) to finance exports.
  • IDEAL FOR
    Businesses active in:
    • Exporting businesses
  • REPAYMENT METHOD
    • Capital: as soon as the invoices for sales abroad have been paid
    • Interest: every 3 months, only for the capital you have used
  • INTEREST RATE
    Fixed rate at 3.6%
    current value 


  • OTHER FEATURES
    • Free Autopay for OTE, PPC, EYDAP