• DESCRIPTION
    Piraeus Bank, in cooperation with the European Investment Fund, participates in the “COSME” guaranteeing tool and grants loans to support small and medium-sized enterprises on preferential terms, i.e. reduced collateral (guarantee by the Fund for 50% of the loan and collateral not exceeding 30% of the amount of the loan)
  • IDEAL FOR
    Businesses active in:
    Small & Medium businesses and professionals, with a turnover of up to € 2.5 million, to cover recurring liquidity needs against future receivables from POS sales
  • REPAYMENT METHOD
    • Capital: Automatic repayment through the POS
    • Capital repayment at anytime
    • Minimum monthly payment of 5% of the outstanding balance
  • INTEREST RATE
    Variable
    Base Loan Rate (BLR) of Piraeus Bank
  • OTHER FEATURES
    • Ability to perform all of the company's payments through this account
    • Ability to use the account through winbank
  • DESCRIPTION
    Piraeus Bank, in cooperation with the European Investment Fund, participates in the “COSME” guaranteeing tool and grants loans to support small and medium-sized enterprises on preferential terms, i.e. reduced collateral (guarantee by the Fund for 50% of the loan and collateral not exceeding 30% of the amount of the loan)
  • IDEAL FOR
    Businesses active in:
    Small & Medium businesses and professionals, with a turnover of up to € 2.5 million to cover needs for:
    • Working capital or/ and
    • Investments in tangible or intangible fixed assets
  • REPAYMENT METHOD
    In equal monthly or 3-monthly instalments
    Payment of capital and interest
  • INTEREST RATE
    Variable, based on the
    Base Loan Rate (BLR) of Piraeus Bank
    or
    Privilege Loan Rate (PLR) of Piraeus Bank
  • OTHER FEATURES
    Grace period
    • Up to 1 year for Working Capital
    • Up to 2 years for Investments

    Early repayment option- no fee applies

  • DESCRIPTION
    Piraeus Bank, in cooperation with the European Investment Fund, participates in the “COSME” guaranteeing tool and grants loans to support small and medium-sized enterprises on preferential terms, i.e. reduced collateral (guarantee by the Fund for 50% of the loan and collateral not exceeding 30% of the amount of the loan)
  • IDEAL FOR
    Businesses active in:
    Small & Medium businesses and professionals, with a turnover of up to € 2.5 million that are operating in the agricultural labor supply sector and need working capital. 
  • REPAYMENT METHOD

    Capital: Direct linking of the company's loan account with the Piraeus Bank's installed POS and impairment of the debit balance 

    Capital repayment at anytime


    Minimum monthly payment of the outstanding balance (interest and capital included)

    • 5% monthly
    • 15% 3 monthly
    • 30% 6 monthly

    In cases of Privilege Loan Rate (PLR)
    • 15% 3 monthly in cases of Euribor 3Μ
  • INTEREST RATE
    Variable, based on the Privilege Loan Rate (PLR) of Piraeus Bank
    or
    Euribor 3M


  • OTHER FEATURES
    Ability through Winbank to determine how to allocate to the sub-limits of the available amount resulting from the settlement of POS transactions.
  • DESCRIPTION
    Financing SMEs and Μidcaps (up to 3.000 employees) in the form of working capital and/or investment loans with favourable terms in cooperation with European Investment Bank
  • IDEAL FOR
    Businesses active in:
    Businesses active in indicative sectors:
      
    • Primary sector
    • Manufacturing
    • Trade
    • Services
    • Tourism
  • REPAYMENT METHOD
    • In 3-monthly, 6-monthly or annual instalments that pay interest and capital or capital
  • INTEREST RATE
    Floating Rate
    based on
    EURIBOR
    + margin
  • OTHER FEATURES
    • Exception from the charge payable pursuant to Law 128/75
    • Favourable pricing for eligible businesses
    • Additional favourable pricing for companies that support youth employment (15-25 years)
  • DESCRIPTION
    Financing to SMEs utilising the IfG funds, for working capital and/or investment loans with preferential terms.
  • IDEAL FOR
    Businesses active in:
    Businesses active in:
    • Manufacturing
    • Trade
    • Services
    • Tourism
  • REPAYMENT METHOD
    In instalments:
    • 3-monthly
    • 6-monthly
  • INTEREST RATE
    The interest rate will be based on Euribor + margin, which is lower compared to the margin if the company was financed with funds of the Bank
  • OTHER FEATURES
    • Exempt from Law 128/75 levy
  • DESCRIPTION
    Working Capital in partnership with the Export Credit Insurance Organisation (ECIO) to finance exports.
  • IDEAL FOR
    Businesses active in:
    • Exporting businesses
  • REPAYMENT METHOD
    • Capital: as soon as the invoices for sales abroad have been paid
    • Interest: every 3 months, only for the capital you have used
  • INTEREST RATE
    Fixed rate at 3.35%
    current value 


  • OTHER FEATURES
    • Free Autopay for OTE, PPC, EYDAP