Piraeus MasterCard Debit
Quick & Easy purchases anytime, anywhere!

Piraeus Visa Debit

MasterCard Debit card can be linked to one or more of your Piraeus Bank accounts. Use it to withdraw or deposit cash at ATMs, make purchases and payments without carrying cash, transfer money from your account or make other banking transactions 24/7.

  • All Piraeus Bank individuals customers
  • Card instead of cash
  • ATM-based transactions in Greece or abroad
  • Instant card issue free of charge
  • Control over use and costs
  • Money management 24/7
  • No queues or delays in transactions
  • No interest charges
  • Contactless technology
  • Easy payments with your mobile phone
  • Chip & PIN technology for extra security

How you benefit

Immediate card issue

Your Piraeus MasterCard Debit card is issued in just a few minutes at any Piraeus Bank branch, provided you hold an account with the bank.

Get your card replaced or reissued at no cost

In case of loss, theft, damage or renewal your Debit Card can be replaced, free of charge.

Manage your money 24/7

You can link your MasterCard Debit card to one or more Piraeus Bank accounts or credit cards:

  • Up to 4 current accounts
  • Up to 4 savings accounts
  • Up to 4 credit cards

This enables you to manage your money at any time of the day or night at Piraeus Bank ATMs. Use your debit card 24/7 for the following transactions:

  • Withdraw, deposit or transfer cash from all accounts linked to the card
  • Make online cash deposits without an envelope (at selected ATMs). The linked account you choose will be credited automatically
  • Pay your electricity and phone bills
  • Pay a Piraeus Bank credit card linked to your card
  • Make payments at Greek tax offices
  • Top up your prepaid mobile phone airtime
  • Make balance enquiries and print out a mini-statement with the last 6 transactions of accounts linked to the card
  • Receive alerts for transactions you carry out using your card

You can also withdraw cash and make balance enquiries 24/7 at ATMs of other banks in Greece and at ATMs accepting MasterCard abroad.

Make purchases using your card instead of cash

Use your MasterCard Debit card instead of cash for your daily purchases at stores bearing the MasterCard logo in Greece or abroad, such as supermarkets, petrol stations, etc. You can also use it to shop online* or over the phone.

*For more information regarding the allowed transactions press here

Purchases are directly debited to your account and therefore no interest is charged.

Debit Card transaction monitoring

You can monitor very easily all the transactions made using your debit card Piraeus MasterCard Debit, through winbank web banking, in ΄Debit Card Transactions΄section. You simply specify the kind of transactions (purchases , withdrawals , deposits , authorisations) and the time period.

Contactless technology

Your Piraeus MasterCard Debit Card incorporates Contactless technology. Use it for secure, convenient and fast transactions at all points of sale bearing the relevantlogo, without the card ever leaving your hand.

How does contactless technology work :

  • The merchant enters the payment amount, which then appears on the screen of the card acceptance device bearing the relevant logo.
  • You simply hold the card near the device, without leaving your hand.
  • If the amount is less than €25, you do not have to enter your PIN
  • In a few seconds you will hear a distinctive sound and the approval will appear on the device screen
  • You transaction has been completed

You can still use your card as you used to. Simply insert the card in the card acceptance device and enter your PIN.

Easy payments with your mobile phone with winbank wallet App

winbank wallet App is the most innovative, quick and easy way to make contactless payments in physical stores. It is your new digital wallet, since, instead of plastic card or cash, you may simply place your cell phone in front of the contactless POS, without the need to have cash or physical card with you. The payments are debited, through any Piraeus bank debit card, to the main linked account.

Download the winbank wallet App:

To use the winbank wallet App you must be a Piraeus Bank customer and have signed up for a winbank web banking.

Make secure transactions with Chip & PIN technology

The MasterCard Debit card incorporates Chip & PIN technology for safer transactions. At physical points of sale your card PIN is your digital signature. The transaction is only processed once you enter your PIN to verify your data.

Use winbank phone banking

Use your MasterCard Debit card PIN to access winbank phone banking service 24/7, to make payments or banking and stock exchange transactions.

Signing up for winbank phone banking is free of charge. The service is activated over the phone in 10 minutes when you enter your debit card PIN.


No annual fee

Your MasterCard Debit card is issued free of charge and remains valid for 5 years. There is no annual fee.

Direct debit

Your MasterCard Debit card is not a credit card. When you make purchases, payments or money transfers, the amount is directly debited to your primary account. There must be sufficient funds in your account to complete the transaction.

Daily transaction limits

You set your own daily transaction limits for your MasterCard Debit card and can alter them to match your needs.


Type of transaction Country – Currency Transaction amount     Fixed charge FX conversion fees
Cash advance
DIAS network ATM
ATM abroad inside the euro area
Up to €250.00
from  €250.01
ATM abroad outside the euro area
Irrespective of amount
2% of the transaction amount 
maximum fee: €6.00
Tirana Bank – special rate
Irrespective of amount
2% of the transaction amount 
maximum fee: €6.00
Balance enquiry
DIAS network ATM abroad inside the euro area
ATM abroad outside the euro area
Tirana Bank
Abroad outside the euro area
of the transaction amount
maximum fee: €6.00
    Change PIN   DIAS network ATM  
  €0.18   _
    Unblock PIN   DIAS network ATM  
  €0.18    _ 

How to issue it

To issue a MasterCard Debit card, you need to have a Piraeus Bank account:

 1.  Visit the Piraeus Bank branch of your choice and apply for a MasterCard Debit card.

 2.  Pick up your MasterCard Debit card and PIN within a few minutes.

Your Debit Card is ready to use.

How to get your MasterCard Debit card step-by-step