AB Plus MasterCard Debit
The card that rewards you in every purchase!

AB Debit You can link AB Plus MasterCard Debit to one or more deposit accounts you hold with Piraeus Bank. Use it to withdraw or deposit cash at ATMs, make purchases without carrying cash and payments, transfer money by directly debiting your account or make other banking transactions 24/7.

To issue one, you must already have an AB Plus loyalty card and present it at the Bank branch. The AB plus loyalty card barcode is printed on the back side of your AB Plus MasterCard Debit.
  • All Piraeus Bank customers who make purchases at AB Vassilopoulos supermarkets
  • Card instead of cash
  • ATM-based transactions in Greece or abroad
  • Loyalty Program
  • Control over use and costs
  • Money management 24/7
  • No queues or delays in transactions
  • No interest charges
  • Contactless technology
  • Easy payments with your mobile phone
  • Chip & PIN technology for extra security

How you benefit

AB Plus MasterCard Debit was created in cooperation with the AB Vassilopoulos supermarkets and offers a reward programme, linked to the AB Plus loyalty card.

Use your card at businesses bearing the MasterCard logo in Greece or abroad and collect points. These points are then added to the points you earn through your AB Plus loyalty card. Earn double points* when you use your card at AB supermarkets.

Every time you use your AB Plus MasterCard Debit you earn:

  • 1 AB Plus point for every €3 you spend at AB supermarkets
  • 1 AB Plus point for every €10 you spend at any other store
  • 100 AB Plus welcome points the first time you shop

* Double points are not available for products on special or other promotional campaigns.

Find here how to earn points by opening a time deposit.

You do not collect points when you use your card for ATM cash advances or to pay your taxes.

Use your AB Plus Master Card Debit to directly collect your AB Plus points, since the barcode of the AB Plus loyalty card is printed on the back side of your debit card!

Your AB Plus MasterCard Debit earns you points that correspond to the purchase amount. Before completing the transaction, the cashier also scans the barcode at the back of the card so that you can also collect your AB Plus loyalty points.

Use one card and earn double points!

Each time you collect 200 points you automatically win an AB Plus discount voucher for €6, redeemable at AB supermarkets.

Points calculation example

If you spend €270 at AB Vassilopoulos Super Market and you also spend €200 at any other business, using your AB Plus mastercard Debit, you collect:

Purchase amount AB Plus Loyalty Card
AB Plus MasterCard Debit
by Piraeus Bank

€270 at AB Vassilopoulos
90 points
90 points

  200 points  

€200 at any other business

20 points


You collect 200 AB Plus points, instead of only 90 points you would have collected, if you only had used your AB Plus loyalty card.

Every time you collect 200 AB Plus points, you get a €6 AB Plus discount voucher.

Manage your money 24/7

You can link your AB Plus MasterCard Debit to:

  • Up to 4 current accounts
  • Up to 4 savings accounts
  • Up to 4 credit cards issued by Piraeus Bank

Link your card to your accounts and use it to manage your money at Piraeus Bank ATMs 24/7 for the following transactions:

  • Withdraw, deposit or transfer cash from all accounts linked to the card
  • Make online cash deposits without an envelope (at selected ATMs). The linked account you choose will be credited automatically
  • Pay your electricity and phone bills
  • Pay a Piraeus Bank credit card linked to your card
  • Make payments at Greek tax offices
  • Top up your prepaid mobile phone airtime
  • Make balance enquiries and print out a mini-statement with the last 6 transactions of accounts linked to the card
  • Receive alerts for transactions you carry out using your card

You can also withdraw cash and make balance enquiries 24/7 at ATMs of other banks in Greece and at ATMs accepting MasterCard abroad.

Make purchases using your card instead of cash

Use your AB Plus MasterCard Debit instead of cash for your daily purchases at stores bearing the MasterCard logo in Greece or abroad. You can also use it to make purchases online* or via phone. Purchases are directly debited to your account and therefore, no interest is charged.

*For more information regarding the allowed transactions press here

Debit Card transaction monitoring

You can monitor very easily all the transactions made using your debit card AB Plus MasterCard Debit, through winbank web banking, in ΄Debit Card Transactions΄section. You simply specify the kind of transactions (purchases , withdrawals , deposits , authorisations) and the time period.

Contactless technology

Your AB Plus MasterCard Debit incorporates Contactless technology. Use it for secure, convenient and fast transactions at all points of sale bearing the relevant logo, without the card ever leaving your hand.

How does contactless technology work

  • The merchant enters the payment amount, which then appears on the screen of the card acceptance device bearing the relevant logo.
  • You simply hold the card near the device, without leaving your hand.
  • If the amount is less than €25, you do not have to enter your PIN
  • In a few seconds you will hear a distinctive sound and the approval will appear on the device screen
  • You transaction has been completed

You can still use your card as you used to. Simply insert the card in the card acceptance device and enter your PIN.

Easy payments with your mobile phone with winbank wallet App

winbank wallet App is the most innovative, quick and easy way to make contactless payments in physical stores. It is your new digital wallet, since, instead of plastic card or cash, you may simply place your cell phone in front of the contactless POS, without the need to have cash or physical card with you. The payments are debited, through any Piraeus bank debit card, to the main linked account.

Download the winbank wallet App:

To use the winbank wallet App you must be a Piraeus Bank customer and have signed up for a winbank web banking.

Make secure transactions with Chip & PIN technology

AB Plus MasterCard Debit incorporates Chip & PIN technology for safer transactions. At physical points of sale your card PIN is your digital signature. The transaction is only processed once you enter your PIN to verify your data.

Use winbank phone banking

Use your AB Plus MasterCard Debit PIN to access winbank phone banking service 24/7 to make payments or banking and stock exchange transactions.

Signing up for winbank phone banking is free of charge. The service is activated over the phone in 10 minutes when you enter your debit card PIN.


 Annual fee

The annual fee for the AB Plus MasterCard Debit is €15.

Direct debit

Your AB Plus MasterCard Debit is not a credit card. When you make purchases, payments or money transfers, the amounts are directly debited to the available balance of your account. There must be sufficient funds in your account to complete the transaction. 

Daily transaction limits

You set your own daily transaction limits for your AB Plus MasterCard Debit and can alter them to match your needs.


Type of transaction Country – Currency Transaction amount     Fixed charge FX conversion fees
Cash advance
DIAS network ATM
ATM abroad inside the euro area
Up to €250.00
from  €250.01
ATM abroad outside the euro area
Irrespective of amount
2% of the transaction amount 
maximum fee: €6.00
Tirana Bank – special rate
Irrespective of amount
2% of the transaction amount 
maximum fee: €6.00
Balance enquiry
DIAS network ATM abroad inside the euro area
ATM abroad outside the euro area
Tirana Bank
In currency other than Euro
of the transaction amount
maximum fee: €6.00
    Change PIN   DIAS network ATM  
  €0.18   _
    Unblock PIN   DIAS network ATM  
  €0.18    _ 

How to issue it

To issue your AB Plus MasterCard Debit:

 1.  Visit any Piraeus Bank branch with your AB Plus loyalty card and ask the issuance of an AB Plus MasterCard Debit
If you are not a Piraeus Bank customer, you must first open an account, according to the Act Of Legislative Content.
For more details press here (available only in Greek).
Your PIN, which is necessary for your transactions, is provided to you immediately

 2.  In a few days you will receive your AB Plus MasterCard Debit with the AB Plus loyalty card barcode printed on the back side, either at the branch or by post. 

 3.  Before using your card, you must necessarily carry out a PIN based transaction (e.g. Balance Inquiry, Change Pin, Balance transfer, Cash Advance, Μini Statement) at any Piraeus Bank ATM, DIAS network or abroad ATM network.