Polimorfikos Account

A current account in € for your everyday transactions, with an overdraft option to cover unforeseen expenses.
Tiered whole balance
  • Everyday transactions
  • Overdraft option
  • Cheque book

How you benefit

Cash management

Polimorfikos Account enables you to cover both regular and emergency banking needs.

It offers easy access to your money  for your everyday transactions. There is no limit on the amount you can deposit or withdraw and there is no need to maintain a minimum balance at any time.

Interest Rates

Tiered interest rate

Polimorfikos Account, pays interest on every cent that you deposit.

Interest is paid semi-annually, on June 30 and December 31.

You may find the interest rates here.

Interest rates are gross, annualized and may change according to the Piraeus Bank pricing policy. Tax rate of 15% applies. Tax is deducted and paid over to the Greek State.


Everyday transactions

Cash deposits and withdrawals

All channels at your disposal:

  • At Piraeus Bank branches
  • At ATMs – using your Visa/MasterCard Debit card 
  • At easypay kiosks(deposits only accepted) – using the number of your account

Money transfers

Fast procedure at preferential rates :

  • Within Greece
  • Abroad

Money transfers within Piraeus Bank

One-off or via standing order:

  • Among your accounts
  • To someone else’s account


One- off or via standing order:

  • Electricity
  • Water
  • Telephony/Internet
  • TV services etc

Payments off Piraeus Bank credit cards and loans

Automatically via standing order

Other banking needs

  • Issuing and redeeming cheques
  • Issuing a cheque book, free of charge
  • Overdraft option


Debit card “Piraeus Visa/MasterCard Debit”

Use your debit card for all your transactions, without charge of interest:

  • Shop at any store displaying the Visa/MasterCard logo in Greece or abroad and via internet
  • Withdraw cash and make bank transactions at Piraeus Bank ATM, DIAS ATM and Visa/MasterCard ATM.
You may simply alter your debit card’s daily transaction limit at any Piraeus Bank branch or through winbank.

Piraeus Visa or MasterCard credit card

No annual fee for the first year or for every next year, depending on your annual transactions.

Although it is not obligatory to set an automatic payment of your card to your account, it is highly recommended to do so.

The above features and interest rates are valid for new accounts opened since 01/10/2015