The purpose of this financing is to support investment projects and to provide liquidity to eligible businesses.
Working Capital loan can finance expenditures such as the purchase of goods & raw materials
Investment Loan can finance, indicatively, the following expenditures:
- Purchase of equipment
- Research and development
- Purchase, renovation or extension of tangible assets, including the development and planning during the construction phase.
- Licenses, software
This funding cannot be used to refinance or restructure of existing business loans.
Loan Amount & Duration
Loan amount up to €40mil. and loan duration from 1 year up to 5 years for working capital loan and from 2 years up to 5 years for investment loans.
Currency
Euro (€)
Interest Rate
Euribor + Margin
Exemption from the charge payable pursuant to Law 128/75
Preferential pricing due to the guarantee of the EIB for the 50% of the loan, for the companies eligible for this program
Repayment method
In monthly, 3-monthly, 6-monthly or annual instalments that pay interest and capital or capital, such as bullet or balloon repayments. Loans can also be in the form of a bond loan.
Disbursements
One-off or Partial instalments.
The allocation of the Program expires on 22.12.2025, unless the budget of the program is depleted earlier.
Early repayment
Early partial or total repayment free of charge.
