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Advanced Plus |
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Total Plus |
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Superior Plus |
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Fire
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Lightning
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Smoke
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Explosion
Includes own damages of exploding object
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Forest fire
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Falling aircraft
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Collision with third party vehicles
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Terrorist acts
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Uprisings, strikes, riots and Malicious acts
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Broken outdoor windows
3% of the total insured capital with a maximum amount of € 3,000
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Architect’s / engineer’s fees and license fees
20% of the insured building capital with a maximum amount of 20.000 €
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Rubble collection
5% of the total insured capital
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Unintentional underinsurance 10%
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New for old value
in buildings up to 50 years & in equipment up to 5 years old
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Damage reduction costs
included in the insured capital
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Flood, storm, squall, snow, hail
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Leaking pipes
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Water pumping costs
3% of the insured capital with a maximum amount of 3.000 €
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Cost of works to investigate damage to the pipe itself for buildings up to 30 years old.
5% of the insured building capital with a maximum amount of 5.000 €
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Falling trees, lamp-posts by accident
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Signs / Labels cover from covered risk
1% of the total insured capital with a maximum amount of 10.000 €
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Civil Liability from covered risk
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General Third Party Liability
20% of the insured content capital with a maximum amount of 50.000 €
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Personal Accident of the Insurance’s Holder
on business premises
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Compliance with regulations
20% of the insured building capital with a maximum amount of 15.000 €.
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Loss of Profits (financial aid)
10% of the insured content capital with a maximum amount of 50.000 € and a maximum compensation period of 90 days.
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Relocation expenses
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Temporary transfer after damage
The rescued items at the relocation site are covered by a covered risk.
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Coverage in Business’ premises, objects for exhibition, processing, remaking
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Storage costs after covered damage
1% of the insured content capital with a maximum amount of € 5,000
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Hold up
1% of the insured content capital with a maximum amount of 5.000 €
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Customer information costs
2% of the insured content capital with a maximum amount of € 10,000
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Loss of rent for the owner
10% of the insured building capital
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Temporary transfer after damage
The rescued items at the relocation site are covered by a covered risk.
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