Overall APR Example

• The repayment term depends on the loan amount

• 10,48% for €10,000, a total term of 60 months, €150 fees, variable rate, which is the difference between the Base Consumer Loan Rate (BCR), currently at 11.10%, minus a 2.35% spread, readjusted based on the fluctuations of the Euribor 1M rate. This readjustment may also differ by + 0.5% in addition to the fluctuations. Interest rates are also subject to the Law 128/1975 levy. Today it stands at 0.60%.