1 Fund

A deposit/investment product for young individuals aged 18–30, designed:

• To help you gradually build capital for your future through automatic regular contributions to an investment product
• For your everyday transactions, offering a 3% interest rate

• Investment in the Mutual Fund (MF) Piraeus Target 2055 Life Cycle Fund via a monthly standing order
• 1 Fund Account deposit account

Activating 1 Fund:

1. Upon activation of 1 Fund, the 1 Fund Account is automatically opened.
2. You then specify the amount you wish to invest monthly in the Mutual Fund (MF), as well as the execution date of the investment (standing order).

Monthly investment:
Each month, the amount you have selected is automatically invested in the MF.

All you need to do is ensure there is a sufficient available balance in the 1 Fund Account on the day of the regular contribution.

Regular Contribution:
You can invest an amount from €20 to €1,000 each month.

One-off Contributions:
Additionally, you have the option to boost your investment each month with one (1) ad=hoc contribution, ranging from €20 to €1,000

3% preferential interest rate* on the 1 Fund Account, for the first €5,000, if you consistently make all scheduled monthly contributions to the Mutual Fund each year.

*Valid for the first 10 years.

The 1 Fund has no time commitment - you keep it as long as you wish.

The contributions (regular or one-off) to the Piraeus Target 2055 Life Cycle Fund have zero entry fee, provided that they are made through 1 Fund.

You can easily acquire 1 Fund through:

• Piraeus app
• Piraeus e-banking
• The branch network (by appointment)

Piraeus Target 2055 Life Cycle Fund | Piraeus Asset Management MFMC

The Piraeus Target 2055 Life Cycle FundThe Piraeus Target 2055 Life Cycle Fund is the first mutual fund domiciled in Greece to implement a Life-Cycle investment strategy. This strategy involves a gradual shift in the fund’s asset allocation from equities to fixed-income securities as it approaches its Target Date [31.12.2055]. It was designed as part of the 1 Fund initiative and is aimed at young investors with a long-term investment horizon who seek to invest primarily in a diversified portfolio of equities and debt instruments. The fund’s underlying investments are reallocated over time, resulting in a gradual reduction of the risk level associated with the financial instruments it holds as the Target Date approaches.

UCITS DO NOT HAVE GUARANTEED RETURNS AND PAST PERFORMANCE DOES NOT ENSURE FUTURE RESULTS.

Notes:

• The Key Information Document (KID), prospectus, fund rules, and reports of the mutual funds managed by Piraeus Asset Management MFMC, as well as information on the procedure for submitting complaints or grievances by investors or prospective investors—and the option to appeal to the “Hellenic Financial Ombudsman – Non-Profit Civil Company for Alternative Dispute Resolution”—are available in Greek, free of charge, at the headquarters of Piraeus Asset Management MFMC, on its website https://www.piraeusaedak.gr , and through the Piraeus Bank distribution network.
• This is a promotional announcement. Please refer to the prospectus and the key information document of the mutual funds before making any final investment decision.
• The Piraeus Target 2055 Life Cycle Fund is also available as a standalone product, subject to the applicable fees outlined in the pricing policy of Piraeus Asset Management MFMC.

A current deposit account in Euro, available exclusively through 1 Fund.

It serves as the funding account for the regular contributions to the Piraeus Target 2055 Life Cycle Fund, offering:

• A preferential interest rate for the first 10 years, provided that all regular contributions to the Mutual Fund are executed
• Flexibility and convenience for everyday transactions

The 1 Fund Account rewards you with a 3% preferential interest rate* for the first 10 years of holding the 1 Fund, provided the following conditions are met:

• All scheduled regular contributions to the Piraeus Target 2055 Life Cycle Fund are made each year.
• The 1 Fund product is active on 31/12 of each year.

If these conditions are not met, the Base Interest Rate** applies.

*Preferential Interest Rate (tiered):

€0,01 – €5.000,00: 3%
€5.000,01 and above: 0,01%

**Base Interest Rate:
0.01% regardless of amount

Once per year, on December 31

Click here for current interest rates.

With the 1 Fund Account, you can perform all transactions available through a current account:

• Cash deposits and withdrawals
• Transfers and remittances
• Debit card purchases
• IRIS Payments
• Bill payments
• Overdraft facility
• Checkbook issuance, etc.

• A customer holds the 1 Fund product for all 12 months of the calendar year. The scheduled monthly contributions to the Piraeus Target 2055 Life Cycle Fund total 12 per year. If, by the end of the year, all contributions have been executed, then the credit interest for the 1 Fund Account will be calculated using the Preferential Interest Rate, provided the product has been held for up to 10 years. If the product has been held for more than 10 years, the Base Interest Rate applies.
• A customer acquires the 1 Fund product on 17/4 and sets the regular contribution date to the 25th of each month. The scheduled monthly contributions to the Piraeus Target 2055 Life Cycle Fund for the first year are 9 (25/4, 25/5, etc., through 25/12). If, by the end of the year, the customer has made all of them, then the credit interest for the 1 Fund Account for the first year will be calculated using the Preferential Interest Rate, provided the product has been held for up to 10 years. If the product has been held for more than 10 years, the Base Interest Rate applies.
• A customer acquires the 1 Fund product on 16/6 and sets the regular contribution date to the 10th of each month. The scheduled monthly contributions to the Piraeus Target 2055 Life Cycle Fund for the first year are 6 (10/7, 10/8, etc., through 10/12). If, by the end of the year, only 4 of the scheduled contributions have been executed, then the credit interest for the 1 Fund Account for the first year will be calculated using the Base Interest Rate, regardless of the age of the primary account holder.

• Via Piraeus e-banking and Piraeus app
• Via email (free of charge) or SMS (fee-based), through the Piraeus alerts service
• Via e-statement in Piraeus e-banking
• At all Piraeus ATMs using your debit card
• By phone, through Piraeus phone banking

• To acquire the 1 Fund, an active investment services agreement and investment portfolio are required. If you do not have them, they can be easily created during the product setup process.
• Both regular and one-off contributions to the Mutual Fund count toward the annual eligibility for the preferential interest rate on the 1 Fund Account.
• Termination (closure) of the 1 Fund results in the conversion of the 1 Fund Account into a standard Current Account, with the applicable features and interest rate for that account type.
• Credit interest is calculated on the available daily balance, credited on December 31 (regardless of whether it is a holiday), becomes available to the account holder the next day, and is compounded upon capitalization.