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Optimum International Investment Portfolios

Optimum International Investment Portfolios are the new generation of Optimum portfolios by Piraeus Bank, designed to be complementary, structured and easy to use.

Optimum International Investment Portfolios are the new generation of Optimum portfolios by Piraeus Bank, designed to be complementary, structured and easy to use. They offer access to diversified investment portfolios through 5 thematic investment portfolios and 2 portfolios with specialized management techniques, addressing different investment objectives and risk profiles.


Optimum International Investment Portfolios are a new, complementary offering by Piraeus Bank in the field of discretionary Portfolio Management, providing exposure to international markets through thematic investment portfolios and investment portfolios employing specialized management techniques. The portfolios are built on predefined UCITS allocations from leading international investment houses, selected according to strict qualitative and quantitative criteria, supporting a disciplined global asset allocation approach.

Benefits

  • Access to specialized thematic investments or specialized management techniques
  • Professionally managed portfolios with ongoing supervision by the Piraeus Bank Group
  • Investment in UCITS managed by leading international investment houses
  • Portfolio diversification and risk allocation, with institutional protection under the UCITS regulatory framework
Product details
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Product details
  • Features
  • Method of acquisition
Content - Information

Optimum International comprises 5 thematic investment portfolios and 2 investment portfolios employing specialized management techniques, offered within Piraeus Bank’s discretionary portfolio management service. The predefined structure supports consistency, transparency and effective diversification.

Clients select from predefined portfolios designed to correspond to different levels of investment risk and investment horizon, aligned with their individual investment profile. Portfolio construction focuses on diversification across asset classes and regions, supported by continuous portfolio monitoring and rebalancing.

Piraeus Asset Management M.F.M.C. acts as investment adviser to Piraeus Bank, supporting the portfolio construction, ongoing monitoring, and rebalancing process, ensuring that portfolio characteristics remain aligned with their defined objectives.

Once the client’s investment objectives, investment time horizon, and risk profile have been determined (based on the suitability assessment questionnaire), the client selects from the available Optimum International investment portfolios that are appropriate to their investment profile.

Management is carried out by Piraeus Bank and includes:

  • active monitoring of investments,
  • regular rebalancing every six months,
  • the possibility of extraordinary rebalancing, whenever deemed appropriate.
Optimum International covers a broad range of investment choices and risk profiles:

Available Thematic Investment Portfolios

Each portfolio invests based on a specific thematic approach and international geographical diversification.

  • Optimum International Europe Autonomy
     (Dynamic / Growth – K4 / K5)
  • Optimum International AI
     (Dynamic / Growth – K4 / K5)
  • Optimum International Medical Innovation
     (Dynamic / Growth – K4 / K5)
  • Optimum International Robotics
     (Dynamic / Growth – K4 / K5)
  • Optimum International Chinese Innovation / Tech
     (Dynamic / Growth – K4 / K5)

Available Investment Portfolios with Specialized Management Techniques

Each portfolio invests in accordance with predefined and specialized management techniques.

  • Optimum International Long / Short Strategy
     (Defensive – K2)
  • Optimum International Medium Volatility
     (Balanced – K3)
Portfolio Rebalancing

Within the framework of the Portfolio Management service, Piraeus Bank:

carries out regular portfolio rebalancing every 6 months, with the aim of maintaining the original risk and return characteristics,

carries out extraordinary portfolio rebalancing whenever this is deemed appropriate considering market conditions.

Key Participation Terms

Minimum initial investment amount: €10.000

Minimum additional investment amount: €2.000

Minimum partial redemption amount: €1.000

Transactions are executed based on the portfolio composition in force at the relevant time.

Statements & Important Notes

PIRAEUS BANK DOES NOT GUARANTEE THE PERFORMANCE OF THE INVESTMENT SERVICES PROVIDED
UCITS DO NOT HAVE A GUARANTEED RETURN AND PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RETURNS

This document constitutes a marketing communication in relation to the investment portfolio management service provided by Piraeus Bank S.A. through the “Optimum International” investment portfolios.

Investments involve risks. The initial value of the investment and any income from it may rise or fall, and there is a possibility of loss of the capital invested. Past performance is not a reliable indicator of future results.

Initial investment and monitoring through a branch

With the support of your Personal Banking Officer, your investment profile is determined so that you can select the “Optimum International” portfolio that best meets your personal needs and investment objectives.

By investing in an “Optimum International” portfolio, you gain access to an upgraded level of information regarding your investments. With a visit to the branch, your Personal Banking Officer can provide you with a complete picture of the progress of your investments:

  • valuation and performance data
  • transaction data
  • historical valuation charts
  • portfolio investment allocation charts
Monitoring through Piraeus e-banking

Alternatively, you may monitor and manage your own “Optimum International” investment portfolio online through Piraeus e-banking, without needing to visit a branch, while also accessing the full range of available features and transactions:

  • Additional investment
  • Portfolio monitoring (transaction history, valuations, etc.)
  • Partial redemption
  • Full redemption (portfolio closure)

At the same time, you can easily and promptly monitor all transactions carried out by Piraeus Bank in your portfolios through the UCITS units order execution confirmation [e-confirmation] available via the e-statement service of Piraeus e-banking.

In addition, every quarter you will receive a specially designed periodic statement providing detailed information on your investments within the framework of portfolio management activities.

Questions and answers

Can I choose more than one Optimum International investment portfolio?

Yes. There is no restriction either on the number of portfolios or on the individual thematic categories and strategies. The only limitation relates to your investment profile, based on which you may invest in portfolios with a corresponding or lower risk profile.

What is the minimum investment amount and what fees do I pay for Optimum International?

The minimum initial investment amount is €10,000. If you wish to invest again in the same portfolio, the minimum amount for each additional investment is €2,000.

Subscription and redemption fees are zero.

The service is subject to a management fee, which varies depending on the portfolio, as well as a performance fee, in accordance with the terms of the portfolio management agreement.

Can I switch my Optimum International portfolio to another one?

No. There is no option for a direct switch from one Optimum International portfolio to another.

In this case, full redemption of the existing portfolio and a new investment in the portfolio of your choice are required, in accordance with your investment profile.

How often is my Optimum International portfolio rebalanced?

Regular portfolio rebalancing, namely the restoration of the portfolio’s investments to the original predefined allocation percentages, is carried out every six (6) months, with the date of your initial investment serving as the reference point. In addition, Piraeus Bank may proceed with extraordinary portfolio rebalancing whenever it considers this necessary based on market conditions. Portfolio rebalancing is carried out at no charge.

When can I liquidate my Optimum International portfolio?

You may request partial or full liquidation of your portfolio at any time. The minimum partial redemption amount is €1,000 and the redemption fee is zero. It is clarified that, in the case of a partial redemption, units are liquidated proportionally across all UCITS in your portfolio, based on its current value.

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