SEPPE Piraeus winlife Visa
Overall APR example for Piraeus winlife Visa
Interest rate for purchases
15.95% + 0.6%
The overall Annual Percentage Rate (APR) is calculated based on the provisions of Joint Ministerial Decision Z1-699/2010 of the Ministers of Finance, Economy, Competitiveness and Shipping, and Justice, Transparency and Human Rights (Government Gazette 917/23.6.2010, Vol. B) and the following assumptions. The APR comes to 22.51%.
NOMINAL INTEREST RATE: 15.95% + 0.6% Levy (Law 128/1975) adjusted based on the changes of the Euribor 1M rate. In addition to these changes, the interest rate will also be adjusted by +0.5%, plus €30 annual fee, €1500 purchase on 01/01/2013, issue of 1st statement on 31/01/2013, 12 instalments.
1st instalment 20/2/2013 €175.69, 2nd instalment 20/3/2013 €143.96, 3rd instalment 20/4/2013 €142.24, 4th instalment 20/5/2013 €140.52, 5th instalment 20/6/2013 €138.79, 6th instalment 20/7/2013 €137.07, 7th instalment 20/8/2013 €135.34, 8th instalment 20/9/2013 €133.62, 9th instalment 20/10/2013 €131.90, 10th instalment 20/11/2013 €130.17, 11th instalment 20/12/2013 €128.45, 12th instalment 20/1/2014 €126.72. Total €1,664.47. Note that the APR and the total repayment amount above are given purely as an example. They are valid only if the above
Cash advance interest rate
19.40% + 0.6%
The overall Annual Percentage Rate (APR) is calculated based on the provisions of Joint Ministerial Decision Z1-699/2010 of the Ministers of Finance, Economy, Competitiveness and Shipping, and Justice, Transparency and Human Rights (Government Gazette 917/23.6.2010, Vol. B) and the following assumptions. The APR comes to 26.78%.
NOMINAL INTEREST RATE: 19.40% + 0.6% Levy (Law 128/1975) adjusted based on the changes of the Euribor 1M rate. In addition to these changes, the interest rate will also be adjusted by +0.5%, plus €30 annual fee, €1500 cash advance on 01/01/2013, issue of 1st statement on 31/01/2013, 12 instalments.
1st instalment 20/2/2013 €180.00, 2nd instalment 20/3/2013 €147.92, 3rd instalment 20/4/2013 €145.83, 4th instalment 20/5/2013 €143.75, 5th instalment 20/6/2013 €141.67, 6th instalment 20/7/2013 €139.58, 7th instalment 20/8/2013 €137.50, 8th instalment 20/9/2013 €135.42, 9th instalment 20/10/2013 €133.33, 10th instalment 20/11/2013 €131.25, 11th instalment 20/12/2013 €129.17, 12th instalment 20/1/2014 €127.08. Total €1,692.50. Note that the APR and the total repayment amount above are given purely as an example. They are valid only if the above mentioned assumptions occur.
Balance transfer
9.00% + 0.6%
The overall Annual Percentage Rate (APR) is calculated based on the provisions of Joint Ministerial Decision Z1-699/2010 of the Ministers of Finance, Economy, Competitiveness and Shipping, and Justice, Transparency and Human Rights (Government Gazette 917/23.6.2010, Vol. B) and the following assumptions. The APR comes to 14.30%
NOMINAL INTEREST RATE: 9.00% + 0.6% Levy (Law 128/1975) adjusted based on the changes of the Euribor 1M rate. In addition to these changes, the interest rate will also be adjusted by +0.5%, plus €30 annual fee, €1500 purchase on 01/01/2013, issue of 1st statement on 31/01/2013, 12 instalments.
1st instalment 20/2/2013 €167.00, 2nd instalment 20/3/2013 €136.00, 3rd instalment 20/4/2013 €135.00, 4th instalment 20/5/2013 €134.00, 5th instalment 20/6/2013 €133.00, 6th instalment 20/7/2013 €132.00, 7th instalment 20/8/2013 €131.00, 8th instalment 20/9/2013 €130.00, 9th instalment 20/10/2013 €129.00, 10th instalment 20/11/2013 €128.00, 11th instalment 20/12/2013 €127.00, 12th instalment 20/1/2014 €126.00. Total €1.608.00. Note that the APR and the total repayment amount above are given purely as an example. They are valid only if the above mentioned assumptions occur.