IRIS payments service

You can register to the service:

• as a freelancer professional or sole proprietorship for professional use with your tax identification number TIN only or your tax identification number TIN and your mobile phone number as an identifier. To receive your collections, you connect your business bank account, which you have declared to the Independent Authority for Public Revenue registry for Business Accounts (ΑΑΔΕ)
  

Optionally, you can fill in a second mobile phone number of yours if you wish to receive notifications for every IRIS payments transaction you receive, to this mobile number as well

• as an individual for personal use with your mobile phone number as an identifier, by linking your personal bank account in order to receive payments

In any case, your registration can be completed via:

• Piraeus app, by selecting Services > IRIS payments - Service Management
• Piraeus e-banking, by selecting Purchases & Applications > IRIS Payments with mobile or TIN - Administration

For professional use, you can instantly receive payments from your customers within a few seconds via mobile phone. At the same time, you can instantly manage your debts to your partners.

Having been registered to the service for professional use, as a sole proprietorship / freelancer professional:

• you automatically get your own IRIS payments QR for even easier collection of your money, which you can show to your customers for scanning (from your mobile phone, business card and so on)
• you have at your disposal in the same menu an informative document addressed to your consumers - customers regarding the acceptance of instant payments through the IRIS payments service, which you can print and post it in a visible place in your business premises.

The above remain always available in the menu “profile / My IRIS payments QR”

In addition, for personal use you can easily pay your expenses (coffee, food, etc.) and other obligations (i.e. rent), or receive payments from your friends and family.

• Registration for professional use
  As a freelancer professional or sole proprietorship you can send daily up to €1.000 for professional payments and up to €1.000 for personal payments, regardless of the number of transactions, via the Piraeus app.

• Registration for personal use
  As an individual you can send daily up to €1.000 for personal payments with monthly limit up to €5.000, including EuroPA payments and up to €1.000 for professional payments, regardless of the number of transactions, via the Piraeus app.
  
   

• Registration for professional use
  As a freelancer professional or sole proprietorship, you can receive up to €10.000 per day for your business collections, with maximum limit €1.000 per transaction, regardless of the number of transactions.
  
  
• Registration for personal use
  As an individual, you can receive up to €1.000 per day for your personal collections with monthly limit up to €5.000, regardless of the number of transactions, including EuroPA payments.
  
   

You can send and/or receive money to/from registered users of the IRIS payments service within Greece.

When you register for personal use, through the service’s interoperability with EuroPA (European Payments Alliance), you can also send and/or receive money using a mobile phone number to/from registered users in SEPA countries participating in the EuroPA network.  

• Registration for personal and professional use

The service is available between the participants in Greece: National Bank - Eurobank - Alpha Bank - Optima bank - Epirus Bank - Vivabank - Thessaly Cooperative Bank - CrediaBank - Snappi Bank - Chania Cooperative Bank - Karditsa Cooperative Bank.

• Registration for personal use

You may also find the participants in the EuroPA network here.