Piraeus Visa Classic & Gold
With yellow reward Program

This is the standard Visa credit card by Piraeus Bank for your day-to-day transactions, shopping and payments.
ANNUAL FEE
Free

for the first year
MINIMUM MONTHLY
PAYMENT
2%
of the outstanding balance

ANNUAL INTEREST RATE
for purchases
15,95%

for balance transfers
9,00%

KEY ADVANTAGES
  • Payment of utility bills
  • Interest-free instalments and special offers
  • Free Insurance Coverage
ANNUAL FEE
Free

for the first year
MINIMUM MONTHLY
PAYMENT
2%
of the outstanding balance

ANNUAL INTEREST RATE
for purchases
15,95%

for balance transfers
9,00%

KEY ADVANTAGES
  • Payment of utility bills
  • Interest-free instalments and special offers
  • Free Insurance Coverage

How you benefit

Day-to-day transactions

Piraeus Visa is a credit card for your everyday shopping and payments. It comes in two types: Classic and Gold. Use it for online transactions and at any merchant accepting Visa.



Free insurance coverage

Piraeus Visa offers you free insurance coverage:



Mastercard for free

Piraeus Visa cardholders can also apply for a free Piraeus Mastercard. The main cardholder may also add up to 2 members on his/her card.



Chip & PIN

Piraeus Visa incorporates Chip & PIN technology for safer transactions.



Contactless technology

Your Piraeus Visa Classic & Gold incorporates contactless technology for faster transactions without leaving the card off your hand at all points of sale displaying the relevant
logo logo.


How does contactless technology work:


  • The merchant enters the payment amount, which then appears on the POS screen displaying the relevant logo logo. You simply hold your card near the device 
  • If the amount is less than €25, you do not have to enter your PIN
  • In a few seconds you will hear a sound and the approval indication will appear on the device screen
  • You transaction has been completed

Υou can still use your card as you used to. Simply insert the card in the POS and enter your PIN.



Features

Annual fee

There is no annual fee for the first year and for as long as you use your card for purchases over €2,500 a year. Otherwise, from the second year on, the annual fee for main cards is €29 for Visa Classic and €63 for Visa Gold. There is no annual fee for additional cards.




Minimum monthly payment

The minimum amount you must pay each month is 2% of your card’s outstanding balance.



Interest rate

  • The annual interest rate for purchases is 15.95% + 0.60% (levy of Law 128/1975
  • The annual interest rate for cash withdrawals is 19.15% + 0.60% (levy of Law 128/1975) for Visa Classic, and 18.65% + 0.60% (levy of Law 128/1975) for Visa Gold. Interest is calculated from the date the cash is withdrawn.
  • The annual interest rate for balance transfer from other cards is 9.00% + 0.60% (levy of Law 128/1975). It applies to the amount transferred until it is repaid.
Click here to see the overall APR example for Piraeus Visa.



Cash advances

Click here to find out more about cash advance options.



Transfer your balance

You can transfer the balance of any other credit card issued by a Greek bank, other than Piraeus Bank Cards.

Click here to see the overall APR example for transferring a balance to Piraeus Visa.



Interest-free instalments

Special interest-free instalment programs in selected merchants, throughout Greece.



e-statements service

No need to flick through your statement any more.  View it online and protect the environment.

Sign up for e-statements service to:

  • Get secure access to your credit card statements
  • View your monthly statements for the last 2 years
  • Save, file and print out your statements
  • Be informed about special shopping deals
Learn more about the e-statements service.

How to get it

 1.  Fill in the application form for a Piraeus Bank credit card:

    • Call 18 28 38
    • Visit any Piraeus Bank branch
    • Log into winbank web banking


 2.  Visit any Piraeus Bank branch. Bring with you the necessary supporting documents and sign the application form.



 3.  Piraeus Bank then examines your application. If it is approved, Piraeus Bank will let you know how to pick up your card and PIN.


How to get your Piraeus Visa step-by-step and which documents you might need

yellow Rewards Program

By making purchases and payments, through a lump-sum or in installments, with the Piraeus Bank credit cards participating in the Program, you earn:

  • 10 yellows for every 1€ charged on transaction, at Premium yellow Partners & at yellowday
  • 5 yellow for every 1€ charged on transaction, at yellow Partners
  • 1 yellow for every 1€ charged on transaction, to Other Retailers
  • 1 yellow for every 10€ charged on transaction, to Public Sector Payments

Find out more information about:

  • the Program
  • how to earn yellows
  • how to redeem yellows and
  • the cards participating in the Program

at www.piraeusbank.gr/yellow.



Do what you always did and win like never before!


*The product is provided under the current restrictions on capital transfers.