Piraeus Standard Car Insurance

The most cost-effective insurance policy, with includes only the mandatory covers required by law.
An insurance plan that offers only the mandatory covers required by law.
It includes basic covers:

  • Bodily injuries
  • Property damages
  • Accident Care
  • Vehicle recovery due to accident

4 months
6 months
1 year

beyond the basic

How you benefit

Insurance tailored to your needs

Piraeus Car insurance offers everything from simple to specialised forms of coverage in a choice of 3 different plans. Simply choose the plan that suits your needs, preferences and pocket.

You may also add comprehensive roadside assistance to your insurance plan.

Free Accident Care
All Piraeus Car insurance plans include free Accident Care from ERGO Insurance, in partnership with roadside assistance company Mapfre Asistencia.

Amicable Settlement of Claims

If your insurance plan offers this option, we pay out claims immediately using the amicable settlement procedure. Put simply, this means you avoid time-consuming procedures.

Interest-free premium instalments

Use any Piraeus Bank credit card to pay your premiums in up to 12 interest-free monthly instalments, depending on the length of the insurance you choose.

Combined Discounts

Piraeus Car insurance allows you to combine various discounts depending on the length of your policy, your marital status, and the number of cars you have. For example:

 1.   Duration of insurance

    • 8% discount on insurance policies of up to 1 year
    • 3% discount on insurance policies of up to 6 months

 2.   Combined insurance  

15% discount on your premiums if you already have a property insurance policy with ERGO. The maximum discount is €75 and the minimum annual property premium is €75. 

 3.   Underage children  

5% if you are an individual and all children in your family are under 10 years old.

 4.   Group insurance  

A 15% to 25% discount depending on the number of cars you have, if you are an individual or company and you have more than 5 cars registered to the same tax ID number.

 5.  Family 

10% discount for every car if your family has at least 3 cars and the owners appear in the same family certificate.

Discounts Duration of insurance Combined insurance Underage children Group discount Family
Duration of insurance
Combined insurance
Underage children
Group discount


The various types of coverage available under Piraeus Car insurance plans are offered in line with the general and special terms of your contract:

Basic coverage Standard Prime
Third-party liability from driving car (bodily injury up to €1,000,000 /damage up to €1,000,000)
Bodily injury to pet due to accident
Third-Party Liability during recovery
Invalid driving licence (up to €3,000)
Damage from uninsured car
Driver hospitalization
Driver personal accident
Glass breakage (windscreens)
Terrorist acts
Third-party liability from fire
Total theft
Partial theft
Adverse weather conditions (excl. Hail)
Airbag system
Own damage
Car rental as a result of own damage
Uprisings – strikes – riots
Malicious damage
Accident Care
Vehicle towage due to accident
Vehicle & Driver legal protection from DAS Hellas

No type of coverage can be deducted from these insurance plans

You can add Roadside Assistance to any of these plans under the following conditions:

  • Cars  – the vehicle must be less than 20 years old
  • Motorcycles – the vehicle must be over 51cc and less than 15 years old

Vehicle particulars Passenger vehicle manufactured in 2009, 1400cc, insurable value of €15,000, postcode GR-11745
Driver / owner’s particulars Woman born on 25/12/1980, driving licence obtained on 15/04/2000
Insurance plan Standard
Total annual premiums

Vehicle particulars Motorcycle manufactured in 2005, 600cc, billed postcode GR-11745
Driver / owner’s particulars Man born on 25/12/1980, driving licence obtained on 15/04/2000
Insurance plan Standard
Total annual premiums


Vehicle driver

  • You must hold a Greek or international driving licence
  • You must be aged over 18
  • You must be a resident of Greece or have a valid residence permit


  • It must have Greek licence plates
  • Its current value must be below €60,000 otherwise approval for the coverage must be obtained from the insurance company (only applies for the Ideal & Supreme plans)
  • There must have been no more than 2 at-fault claims in the last 8 years
  • The vehicle must not already be insured with ERGO

How to get Piraeus Car insurance

To learn more about Piraeus Car Insurance, apply for it and get your payment receipt:

  • Visit any Piraeus Bank branch
Find your nearest branch

If you are already a Piraeus Bank customer and want to apply insure your car or motorcycle:

• Log into winbank web banking, follow the online insurance procedure, receive your your payment receipt and policy by email.

If you are not a Piraeus Bank customer and want to insure your car or motorcycle:

• Follow the online procedure at www.winbankDirect.gr, receive your payment receipt and insurance policy by email


  • How do I pay my premiums?
    You pay your premiums as soon as we issue the order to cover your vehicle. You can do this in 2 ways::

    • Set up a standing order by debiting your account
    • Pay using a Piraeus Bank credit card. You can pay in up to 12 interest-free instalments, depending on the duration of your vehicle insurance.
  • What does Accident Care cover?
    Accident Care is offered immediately, 24/7. In case of an accident, one of our qualified associates arrives at the scene immediately. They offer you assistance and take care of all the procedures for reporting and documenting the accident:

    • They help you fill in the Accident Form
    • They help you fill in the Road/Traffic Accident Amicable Settlement Form, provided this is possible, since it depends on the nature of the accident (e.g. how many vehicles are involved in the accident)
    • They call the Traffic Police and/or an ambulance in the event of injury
    • They photograph the insured vehicle as well as any other third-party vehicles involved in the accident
    • They send all supporting documents to the ERGO headquarters so as to set the compensation procedure in motion
    • They arrange for your vehicle to be towed to the repair garage of your choice, provided it has been immobilised
    • They offer useful advice with regard to the incident so that you can rest assured that all the necessary actions have been taken and your interests have been safeguarded.
  • What is Amicable Settlement?
    Amicable Settlement aims at facilitating the insured parties. Insurance companies have established a compensation system for insured customers who have been involved in a road accident without being at fault. These customers don't have to contact the insurance company that covers the at-fault driver. They just fill in the Road/Traffic Accident Amicable Settlement Form, which speeds up the compensation procedure.
  • What is a Green Card?
    All vehicle insurance policies offer insurance coverage only when the vehicle is in Greece. If you plan to travel outside Greece with your vehicle and wish to extend your third-party vehicle liability cover, you need to have a special international insurance certificate issued, the Greek Card.

    The Green Card is issued free of charge to all insured customers provided at least one of the following conditions applies:

    • The insured vehicle will travel to an EU member-state or Switzerland, Iceland, Slovenia, Andorra and Croatia
    • The vehicle is insured with the Ideal or Supreme plan
    • The vehicle owner is a Greek citizen or holds a Greek driving licence.
    In all other cases, it is issued at small monthly premium.

    The Green Card insures vehicles in European Union member-states and in European Economic Area countries.
  • Why should I buy vehicle insurance from ERGO?
    ERGO is one of the largest and most reliable insurance companies specialising in car insurance.

    • Substantial protection for you and your vehicle
    • Immediate service whenever and wherever you need it
    • Guaranteed indemnity without time-consuming procedures
    • 24-hour Accident Care in Greece
    • Transparency so that you know precisely in which cases your vehicle is insured
    • Insurance solutions that best suit your needs and budget
    • Comprehensive roadside assistance in Greece and abroad
    • Additional benefits, depending on the insurance policy you choose
  • Why should pay using my credit card?
    When you pay by credit card you become a customer of Piraeus Insurance Agency, a subsidiary of Piraeus Bank. You can charge any credit card you hold with a Greek bank. Depending on the period of cover you are settling, you may choose to pay in interest-free instalments: up to 6 instalments (6-month period) or up to 12 instalments (1-year period).
  • What supporting documents should I bring with me at the Piraeus Bank branch?

    For vehicle insurance:

    • ID card, passport or any other form of ID
    • The driving licence of each person you declare as driver of that vehicle
    • The registration card of the vehicle
    • The purchase invoice, if the vehicle is newly bought

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