No
ERGO My Auto Powered by Drive&Win
Full coverage of your car with the innovative ERGO My Auto insurance plans Powered by Drive&Win from ERGO Insurance.
Get full coverage for your car and get comprehensive protection, depending on the plan you choose. Piraeus Financial Holdings offers you the innovative programs ERGO My Auto Simple Plus, Total Plus and Superior Plus Powered by Drive&Win, which combine unique discounts with the insurance and benefits offered by telematics technology.
Get 15% discount on the annual My Auto Total Plus and My Auto Superior Plus car insurance programs by ERGO.
The offer concerns new annual car insurance policies for private use and is valid until 31/08/25.
In cooperation with:
Why this insurance program?
ERGO My Auto Powered by Drive&Win offers you the following benefits:
Questions and answers
How will you be insured with ERGO My Auto powered by Drive&Win?
- To learn more about ERGO My Auto Powered by Drive&Win Insurance, apply for it and get your payment receipt visit any Piraeus Bank branch.
Find the nearest branch
Why should I buy vehicle insurance from ERGO?
ERGO is a large and reliable insurance company specializing in car insurance. It provides you with:
- effective protection for you and your vehicle
- immediate service when and where you need it
- secure compensation without lengthy procedures
- 24-hour Accident Care in Greece
- transparency so you know exactly where your vehicle is covered
- insurance solutions according to your needs and budget
- full road assistance in Greece and abroad
- other benefits, depending on the insurance package you choose
Why should I choose to pay by credit card?
- You can charge any Piraeus Bank credit card. Depending on the duration of the insurance policy you are paying off, you can choose to pay in interest-free installments: up to 6 installments (for a six-month term) or up to 12 installments (for an annual term).
Can I use my phone while driving?
- The operation of the app does not affect the other functions of your phone. However, using your phone while driving significantly increases your risk of an accident and lowers your score. For road safety and better app functionality, it is recommended that you do not use your mobile phone while driving.
When will my score be displayed?
Your score will be available a few minutes after the data is sent and only for the rides you were driving. The upload time depends on the duration of the rides and the quality of the internet connection. By default, the driver data is sent at the end of each ride and only when the device is connected to Wi-Fi. However, if you wish, you can also enable data sending via the mobile network (Settings > Send route via 3G/4G) taking into account that this setting will make use of your data (~1MB per driving hour).
In case you experience significant delays in receiving results while your routes have been sent:- check that you are connected to the internet (Wi-Fi or 3G/4G)
- refresh the list of routes by dragging them down
If you continue to experience a problem, please contact ERGO's Customer Care.
How do I collect ERGO stars in the ERGO Drive & Win app?
- The quality of driving behavior is expressed in ERGO Stars (1 to 5 stars) and is rated, per route and overall, on a scale from 0 to 100, according to the driver's performance in terms of specific actions, such as exceeding speed limits, braking hard, accelerating hard, using a mobile phone while driving and driving between 00:00 and 05:00, which is the high-risk zone. This total score is converted into ERGO Stars.
For more info: https://www.ergohellas.gr/pages/customer-support/drive-and-win
What is braking and acceleration aggressiveness?
Braking and acceleration are scored based on 2 parameters:
- the number of sudden braking or acceleration you may make
- your overall behavior regarding braking and acceleration while driving.
This overall behavior is called "Aggressiveness" and can be low, medium or high. Aggressiveness is important because it shows how smooth your driving is overall. Medium and/or high aggression increases your driving risk and therefore lowers your score.
What is the Green Card?
- All vehicle insurance policies offer insurance coverage only when the vehicle is in Greece. If you plan to travel outside Greece with your vehicle and wish to extend your third-party vehicle liability cover, you need to have a special international insurance certificate issued the Greek Card. The Green Card insures vehicles in European Union member-states and in European Economic Area countries.
What is Direct Settlement of Agreement?
- Direct Settlement of the Agreement aims at facilitating the insured parties. Insurance companies have established a compensation system for insured customers who have been involved in a road accident without being at fault. These customers don't have to contact the insurance company that covers the at-fault driver. They just fill in the Road/Traffic Accident Amicable Settlement Form, which speeds up the compensation procedure.
What does Accident Assistance offer me?
Accident Assistance is offered immediately, 24 hours a day. In the event of an accident, our qualified associates will be with you immediately. They will help you with everything you need and will take care of all the procedures for the declaration and documentation of the accident:
- They help you fill in the accident declaration form.
- They help you to complete the Road/Traffic Accident Amicable Settlement Form, provided this is possible, since it depends on the nature of the accident (e.g. how many vehicles are involved in
- the accident)
- They call the traffic police and/or ambulance in case of injury.
- Then photograph the insured vehicle and all third-party vehicles that may be involved in the accident.
- They send all the supporting documents to ERGO's headquarters to start the compensation procedure.
- They Arrange for your vehicle to be moved to the workshop you want, in case it is immobilized.
- They give you useful advice about the incident, so you can be sure that all the necessary steps have been taken and your interests are protected.
What counts as speeding?
- Speeding above the speed limit is considered speeding, based on the limits of each road. No matter how accurate the GPS values are, there are instances where the values at speeds diverge. For this reason, a small margin has been added to the actual speed limits for your benefit. Your score is calculated by taking into account the time you drove over the speed limit and how much over it.
What does the app calculate as mobile usage?
- Mobile usage is calculated based on the movement of the device while driving (talking, texting, etc.) as recorded by the mobile sensors. For mobile usage, the application algorithms do not record or evaluate data about the content or functionality of other applications. Your mobile usage score is not affected as long as the device remains stationary (for example, when using Bluetooth or headphones) or if the usage occurs when the vehicle is stopped.
Ready to take the next step?
We are at your disposal to support you in all steps of the process.
Product details
Need more information?
More information
Relevant products
We are here for you
We will be happy to inform you thoroughly about our products and services. Visit us in one of our branches or contact us by phone to guide you according to your needs.