Piraeus Business e-car

Loans for Small and Medium-sized Enterprises which need financing for the purchase a business electric or hybrid car, as well as the purchase of a charging station.
IDEAL FOR
  • Small and Very Small Enterprises
    (up to m€ 2.5 turnover)
REPAYMENT METHOD
  • Monthly instalments
INTEREST RATE
Variable
Based on

EUR 1M

OTHER FEATURES
  • Up to 6 months grace period
  • Added services such as insurance coverage
IDEAL FOR
  • Small and Very Small Enterprises
    (up to m€ 2.5 turnover)
REPAYMENT METHOD
  • Monthly instalments
INTEREST RATE
Variable
Based on

EUR 1M

OTHER FEATURES
  • Up to 6 months grace period
  • Added services such as insurance coverage

4 reasons to invest in green products for businesses

 1.  Access to financing with preferential terms

Piraeus Bank actively supports Green Entrepreneurship and offers “Piraeus Business e-car”, a financing solution for the purchase of a company electric or hybrid car , as well as the purchase of a charging station, with preferential interest rate and terms depending on the customer's profile and the offered collateral.


 2.  Flexible procedures

We have the necessary green technical know-how to ensure quick and easy financial evaluation, tailored to your needs. We also support you in any necessary decision-making throughout the implementation of the project.


 3.  Sustainable investment

The features of the green business financing and insurance package are designed to ensure positive returns early on in your investment.


 4.  The right move for the environment

With a well-designed business plan and the continuous offered support you contribute both in growing the economy and protecting the environment.


Who it concerns

Small and very small-sized Enterprises (turnover up to m€2,5) who wish to purchase a company electric or hybrid car and a charging station.

How you benefit

  • Combination of financing and insurance solutions
Piraeus Financial Holdings SA, as an insurance intermediary, carries out the activity of distribution of insurance products, in the name and on behalf of the insurance companies with which it maintains cooperation, to provide you with modern insurance solutions.

Features

The purpose of this loan is to finance the purchase a company electric or hybrid caras well as a charging station.



Loan amount

From €3.000 to € 80.000 and up to 80% of the cost of purchase according to the pre- invoice from the supplier, or submission of offer per financed car.



Loan Term

From 2 to 7 years



Interest Rate

Variable interest rate, based on EUR1M plus a minimum spread of 3,5%, depending on the collaterals.
Interest rates are also subject to the Law 128/1975 Levy.



Repayment

Monthly instalments, repaying interest and capital.



Grace period

Up to 6 months. During the grace period only the interest amount is paid.



Disbursement

One time



Mandatory insurance coverage

  • Mandatory fire and earthquake insurance of the pledged property, if any
  • Optional Life & MOA insurance
  • Insurance of the financed car

Additional Services

  • Free card issuing - Business Debit
  • Access to winbank e-banking platform services
  • Option for Corporate card issuing
  • Payroll services