IRIS online payments – eCommerce

In order for your customers to pay directly through their web banking service, regardless their bank.

IRIS online payments-eCommerce is an online payment solution that enables the buyers of an online store to complete their transaction by directly debiting a bank account, using the web banking of their cooperating bank. The service operates for all web banking users of Piraeus Bank, Alpha Bank, National Bank of Greece and Eurobank, reaching almost the total Greek users of web banking.

How does it operate

After the customer has navigated through the eShop and placed the products or services in the shopping cart, they will select IRIS online payments-eCommerce as payment method. The steps to follow are indicated below:

  • The customer selects his cooperating Bank (in which has e-banking access). At this point the customer will be redirected to the page of the Bank the customer has chosen
  • The customer logs into his e-banking
  • The customer is directed to the page "Payment Order" and an overview of the payment details (amount, product or service, etc.) is displayed
  • The customer selects the account to be debited
  • The customer completes the payment.

At this point, the customer returns to the eShop where a message that the transaction is completed is displayed

Advantages for the e-Shop

  • Immediate update in real-time for the payment
  • Guaranteed payment for your business in a simple, effective and safe way for your customer
  • Withdraw of cash on delivery procedures

Technical specifications

IRIS online payments-eCommerce operates in Greece with the support of Interbanking Systems (DIAS). All organizations may apply for this service. Piraeus Bank provides you with all the technical specifications for the necessary implementation on your eShop through ePOS Paycenter platform as well as technical support.