Find the working capital that suits your needs

  • FINANCING PURPOSE


  • ADDITIONAL CRITERIA




  • DESCRIPTION
    • Piraeus Bank, in cooperation with the European Investment Fund, participates in the “COSME” guaranteeing tool and grants loans to support small and medium-sized enterprises on preferential terms and reduced collateral (guarantee by the Fund for 80% of the loan)
  • IDEAL FOR
    • Small & Medium businesses and professionals, with a turnover of up to € 2.5 million, to cover recurring liquidity needs against future receivables from POS sales
  • REPAYMENT METHOD
    Mandatory minimum monthly payment of 5% on the respective balance (interest and capital included)

    • Automatic repayment through the POS

            or

    • Free payment of capital
  • INTEREST RATE
    Variable

    Base Loan Rate (BLR) of Piraeus Bank
    or
    Euribor 1Μ
  • OTHER FEATURES
    • Ability to perform all of the company's payments through this account
    • Ability to use the account through winbank
  • DESCRIPTION
    • Piraeus Bank, in cooperation with the European Investment Fund, participates in the “COSME” guaranteeing tool and grants loans to support small and medium-sized enterprises on preferential terms and reduced collateral (guarantee by the Fund for 80% of the loan)
  • IDEAL FOR
    • Small & Medium businesses and professionals, with a turnover of up to € 2.5 million to cover needs for Working capital
  • REPAYMENT METHOD
    • In equal monthly or 3-monthly instalments
    • Payment of capital and interest
  • INTEREST RATE
    Variable

    Base Loan Rate (BLR) of Piraeus Bank
    or
    Euribor 1Μ/3M
  • OTHER FEATURES
    • Ability to perform all of the company's payments through this account
    • Ability to use the account through winbank
  • DESCRIPTION
    • Piraeus Bank, in cooperation with the European Investment Fund, participates in the “COSME” guaranteeing tool and grants loans to support small and medium-sized enterprises on preferential terms and reduced collateral (guarantee by the Fund for 80% of the loan)
  • IDEAL FOR
    • Covering recurring liquidity needs
  • REPAYMENT METHOD
    Payment of interest only for the capital you have used and Capital repayment at any time
    or 
    Minimum monthly payment of 5% of the outstanding balance
  • INTEREST RATE
    Variable

    Base Loan Rate (BLR) of Piraeus Bank
    or
    Euribor 1Μ/3M
  • OTHER FEATURES
    • Ability to use the account through winbank
  • DESCRIPTION
    Piraeus Bank, in cooperation with the European Investment Fund, participates in the “EaSI” guaranteeing tool and grants loans to support very small businesses and vulnerable groups on preferential terms and reduced collateral
  • IDEAL FOR
    Very Small businesses and professionals, with a turnover of up to €2 million to cover needs for:

    • Working capital or/ and
    • Investments in tangible or intangible fixed assets
  • REPAYMENT METHOD
    In equal monthly instalments Payment of capital and interest
  • INTEREST RATE
    Variable, based on the Base Loan Rate
    (BLR)
    of Piraeus Bank
  • OTHER FEATURES
    • Capital Grace Period (with interest only paid) up to 12 months
    • Early repayment option- no fee applies
  • DESCRIPTION
    • Piraeus Bank, in cooperation with the European Investment Fund, participates in the “COSME” guaranteeing tool and grants loans to support small and medium-sized enterprises on preferential terms, i.e. reduced collateral (guarantee by the Fund for 50% of the loan and collateral not exceeding 30% of the amount of the loan)
  • IDEAL FOR
    • Small & Medium businesses and professionals, with a turnover of up to € 2.5 million, to cover recurring liquidity needs against future receivables from POS sales
  • REPAYMENT METHOD
    Mandatory minimum monthly payment of 5% on the respective balance (interest and capital included)

    • Automatic repayment through the POS

            or

    • Free payment of capital
  • INTEREST RATE
    Variable

    Base Loan Rate (BLR) of Piraeus Bank
  • OTHER FEATURES
    • Ability to perform all of the company's payments through this account
    • Ability to use the account through winbank
  • DESCRIPTION
    • Piraeus Bank, in cooperation with the European Investment Fund, participates in the “COSME” guaranteeing tool and grants loans to support small and medium-sized enterprises on preferential terms, i.e. reduced collateral (guarantee by the Fund for 50% of the loan and collateral not exceeding 30% of the amount of the loan)
  • IDEAL FOR
    Small & Medium businesses and professionals, with a turnover of up to € 2.5 million to cover needs for:

    • Working capital or/ and
    • Investments in tangible or intangible fixed assets
  • REPAYMENT METHOD
    • In equal monthly or 3-monthly instalments Payment of capital and interest
  • INTEREST RATE
    Variable

    Base Loan Rate (BLR) of Piraeus Bank

    or

    Privilege Loan Rate (PLR) of Piraeus Bank
  • OTHER FEATURES
    Grace period

    • Up to 1 year for Working Capital
    • Up to 2 years for Investments

    Early repayment option- no fee applies
  • DESCRIPTION
    • Piraeus Bank, in cooperation with the European Investment Fund, participates in the “COSME” guaranteeing tool and grants loans to support small and medium-sized enterprises on preferential terms and reduced collateral (guarantee by the Fund for 50% of the loan and collateral not exceeding 30% of the amount of the loan)
  • IDEAL FOR
    Covering recurring liquidity needs
  • REPAYMENT METHOD
    Payment of interest only for the capital you have used and Capital repayment at any time
    or 
    Minimum monthly payment of 5% of the outstanding balance
  • INTEREST RATE
    Variable

    based on the Base Loan (BLR)

    or

    the Privilege Loan Rate (PLR)

    or

    Euribor 1M/3M
  • OTHER FEATURES
    • Ability to use the account through winbank
  • DESCRIPTION
    • Piraeus Bank, in cooperation with the European Investment Fund, participates in the “COSME” guaranteeing tool and grants loans to support small and medium-sized enterprises on preferential terms, i.e. reduced collateral (guarantee by the Fund for 50% of the loan and collateral not exceeding 30% of the amount of the loan)
  • IDEAL FOR
    • Small & Medium businesses and professionals, with a turnover of up to € 2.5 million that are operating in the agricultural labor supply sector and need working capital.
  • REPAYMENT METHOD

    Capital: Direct linking of the company's loan account with the Piraeus Bank's installed POS and impairment of the debit balance 

    Minimum monthly payment of the outstanding balance (interest and capital included 15% 3 monthly) 

  • INTEREST RATE
    Variable

    Based on Euribor 3M
  • OTHER FEATURES
    • Ability through winbank to determine how to allocate to the sub-limits of the available amount resulting from the settlement of POS transactions.
  • DESCRIPTION
    • Working capital loan with one-off disbursement and a fixed repayment plan.
  • IDEAL FOR
    • Covering one-off liquidity needs
  • REPAYMENT METHOD
    • In equal monthly or 3-monthly instalments
  • INTEREST RATE
    Variable

    based on the BLR
  • OTHER FEATURES
    • Up to 1 year grace period
    • Early repayment without penalties
  • DESCRIPTION
    • Open Working Capital available whenever you need it, through your bank account.
  • IDEAL FOR
    • Covering recurring liquidity needs
  • REPAYMENT METHOD
    • Capital repayment at any time
    • Payment of interest only for the capital you have used
  • INTEREST RATE
    Variable

    based on the BLR
  • OTHER FEATURES
    • Availability to provide Winbank Electronic Services without subscription