Find the working capital that suits your needs

  • FINANCING PURPOSE


  • ADDITIONAL CRITERIA




  • DESCRIPTION
    Working Capital for the prefunding of Interest–free POS* instalments.

    * Exclusively for Piraeus Bank Points Of Sale (POS) and e-POS.

  • IDEAL FOR
    • Businesses that have a contract for the acceptance and clearance of payments and / or provision of electronic collection services (pos / e-pos contract
  • REPAYMENT METHOD
    Through the interest-free instalments via POS*, which have been prefunded.
  • INTEREST RATE
    Variable

    Based on

    Euribor 1Μ
  • OTHER FEATURES
    • Access to winbank e-banking platform
  • DESCRIPTION
    Piraeus Bank in cooperation with the Hellenic Development Bank – HDB provides Working Capital loans, with a guarantee rate of 80% of each loan, offered by the Guarantee Fund for COVID 19. These loans aim to support the economic activity of the enterprises that have been affected by COVID 19.
  • IDEAL FOR
    Very Small Businesses that aim to reinforce their liquidity needs due to the pandemic
  • REPAYMENT METHOD
    • In monthly or 3 monthly instalments
  • INTEREST RATE
    Variable

    based on Euribor


  • OTHER FEATURES
    • The Fund offers its guarantee up to 80% for each loan.
    • Guarantee Fee can be subsidized by the Fund
  • DESCRIPTION
    The action "Loan Guarantee Fund for Audiovisual Production Companies" by the Hellenic Development Bank (HDB) aims to support SMEs in the Audiovisual Productions’ sector.
  • IDEAL FOR
    Small and Medium-sized Enterprises and Professionals in the Audiovisual Productions’ sector.
  • REPAYMENT METHOD
    • Monthly /quarterly /semi-annually installments (interest & amortization)
  • INTEREST RATE
    Variable

    based on Euribor


  • OTHER FEATURES
    • Grace Period up to 2 years
    • Early repayment free of charge
    • Fund guarantee for 80% of the loan
    • Collateral up to 50% of the loan amount
    • Application submission at www.ependyseis.gr/mis with bank of choice Piraeus Bank
  • DESCRIPTION
    Working Capital, with 80% guarantee by the Hellenic Development Bank - HDB, aiming to enhance the liquidity of Public Works Contractors, in order to carry out contracted projects and / or public interest studies.
  • IDEAL FOR
    Small and Medium Enterprises (manufacturers, designers, engineers) that have undertaken the execution of a project and / or public interest studies
  • REPAYMENT METHOD
    • Monthly or quarterly installments of capital and interest
  • INTEREST RATE
    Variable

    based on Euribor
    1M/3M



  • OTHER FEATURES
    • HDB & TMEDE provide 80% guarantee for each loan
    • The guarantee fee can be subsidized by the Hellenic Development Bank - HDB
  • DESCRIPTION
    Piraeus Bank, in cooperation with the European Investment Fund, participates in the “EaSI” guaranteeing tool and grants loans to support very small businesses and vulnerable groups on preferential terms and reduced collateral
  • IDEAL FOR
    Very Small businesses and professionals, with a turnover of up to €2 million to cover needs for:

    • Working capital or/ and
    • Investments in tangible or intangible fixed assets
  • REPAYMENT METHOD
    In equal monthly instalments Payment of capital and interest
  • INTEREST RATE
    Variable, based on the Base Loan Rate
    (BLR)
    of Piraeus Bank
  • OTHER FEATURES
    • Capital Grace Period (with interest only paid) up to 12 months
    • Early repayment option- no fee applies
  • DESCRIPTION
    Piraeus Bank, in cooperation with the European Investment Fund, participates in the guarantee tool "EaSI", offering financing on preferential terms and reduced collateral to start-ups registered in the Elevate Greece ecosystem.
  • IDEAL FOR
    Very Small Businesses and Professionals, with a turnover of up to € 2 million, registered in the Greek National Startup Registry “Elevate Greece” and have received approval for a subsidy through the program “Support for Start-ups of the Greek National Startup Registry “Elevate Greece” to deal with of the Covid-19 pandemic".
  • REPAYMENT METHOD
    In equal monthly instalments of capital and interest
  • INTEREST RATE
    Preferential, based on the Base Loan Rate
    (BLR)
    of Piraeus Bank
  • OTHER FEATURES
    • Capital Grace Period (with interest only paid) up to 12 months
    • No fee early repayment option
    • Mentoring and Consulting Services
  • DESCRIPTION
    • The new flexible financial tool linked to the company's POS transactions.
  • IDEAL FOR
    • Small & Medium businesses and professionals, with a turnover of up to € 2.5 million, to cover recurring liquidity needs against future receivables from POS sales
  • REPAYMENT METHOD
    Mandatory minimum monthly payment of 5% on the respective balance (interest and capital included)
    • Automatic repayment through the POS
    • or

    • Free payment of capital
  • INTEREST RATE
    Variable

    Base Loan Rate (BLR) of Piraeus Bank
  • OTHER FEATURES
    • Ability to perform all of the company's payments through this account
    • Ability to use the account through winbank
  • DESCRIPTION
    • Working capital loan with one-off disbursement and a fixed repayment plan.
  • IDEAL FOR
    • Covering one-off liquidity needs
  • REPAYMENT METHOD
    • In equal monthly or 3-monthly instalments
  • INTEREST RATE
    Variable

    based on the BLR
  • OTHER FEATURES
    • Up to 1 year grace period
    • Early repayment without penalties
  • DESCRIPTION
    • Open Working Capital available whenever you need it, through your bank account.
  • IDEAL FOR
    • Covering recurring liquidity needs
  • REPAYMENT METHOD
    • Capital repayment at any time
    • Payment of interest only for the capital you have used
  • INTEREST RATE
    Variable

    based on the BLR
  • OTHER FEATURES
    • Availability to provide Winbank Electronic Services without subscription
  • DESCRIPTION
    • Working Capital for businesses that wish to receive an approved subsidy from a Development Program in advance.
  • IDEAL FOR
    • Businesses included in Development Programes
  • REPAYMENT METHOD
    • Capital: as soon as the subsidy is paid
    • Interest: in monthly or 3-monthtly instalments
  • INTEREST RATE
    Variable

    based on the BLR
  • OTHER FEATURES
    • Early repayment without penalties