Piraeus Physician Professional Liability Insurance

A civil liability insurance plan for physicians offered by Piraeus Bank, in partnership with ERGO Insurance Company. It protects you when you are responsible for bodily injuries to or death of third parties due to your own acts or omissions while performing your duties as a doctor.

WHAT IT COVERS
  • Bodily injury, death or material damage for you and members you add to your policy, for injuries or damages to others due to your actions or omissions while performing your professional duties as a physician
DURATION
1 year
With an option to renew
PREMIUM PER YEAR
From
550€
OTHER FEATURES
  • Choice of type of coverage and insured amount
  • Interest-free premium instalments

How you benefit

Comprehensive civil liability insurance

Piraeus Physician Professional Liability Insurance offers you full coverage for bodily injuries to or death of your patients, when these occur while you legally perform your duties in the context of your specialty and are due to your own actions or omissions. Valid throughout Greece.



Insurance tailored to your needs.

Build an insurance plan that suits you, depending on the type of coverage you want and the amount of compensation you might need.



Low premiums and discounts

Piraeus Physician Professional Liability Insurance is extremely affordable. Use any Piraeus Bank credit card to pay your premiums in up to 12 interest-free monthly instalments.



Contracts issued immediately

It takes no time to get from insurance quote to having the contract issued and paid for. Then simply pick up your policy at the branch of Piraeus Bank that suits you.

Coverage

Specialties

The following specialties are covered:

  • Gynaecologists and obstetricians
  • Surgeons of all specialties and anaesthesiologists
  • Radiologists
  • Ophthalmologists
  • Gastroenterologists
  • Dentists
  • Dermatologists
  • Otolaryngologists
  • General practitioners


The following specialties are not covered:

  • Physiotherapists
  • Plastic surgeons
  • Radiotherapists and radiographers
  • Beauticians and dieticians
  • Medical residents and rural doctors
  • Veterinarians


Basic coverage

Piraeus Physician Professional Liability Insurance offers you coverage for bodily injuries or death you might cause to a third party/patients of yours because of your actions or omissions while legally performing your duties within the context of your specialty.



Optional coverage

Piraeus Physician Professional Liability Insurance offers you optional coverage for bodily injuries, material damage, moral damage and mental anguish caused to a third party for which you are responsible and which are related to the use, ownership and operation of your business premises and facilities.

Compensation

Choice of type of coverage and insured amount

Piraeus Physician Professional Liability Insurance is offered at a variety of insurance plans. The compensation in each plan depends on the coverage you choose, in line with the general and special terms of your contract. These include:


Coverage Plan A
Bodily injuries/death per incident
  100.000€
Highest liability payout for the company
  200.000€


Specifically for Piraeus Physician Premises Insurance, the highest payout per incident and on the whole is €20,000, with a €150 deductible per material damage.



Example of premiums payable


Gynaecologist Plan A
Total annual premiums
800€



Dermatologist Plan A
Total annual premiums
550€



Radiologists with extended premises civil liability Plan A
Total annual premiums
760€

Conditions

Legal practice

Piraeus Physician Professional Liability Insurance covers you only if you hold the degrees, diplomas, and licenses required by the Greek law for the legal practice of your profession.

If your insurance plan includes additional members, Piraeus Physician Professional Liability Insurance offers you coverage for these members only if they have the necessary scientific training for the services provided, they are registered at the moment the insurance contract is signed and they are mentioned in the insurance policy.



Clear criminal record

Piraeus Physician Professional Liability Insurance offers you coverage only if there is no case for delict performing your professional duty pending against you, and only if you have not been associated to similar accidents or damages in the past.