My Business Liability - Physician

A civil liability insurance plan for physicians offered by Piraeus Bank, in partnership with ERGO Insurance Company. It protects you when you are responsible for bodily injuries to or death of third parties due to your own acts or omissions while performing your duties as a doctor.

WHAT IT COVERS
  • Bodily injury, death or material damage for you and members you add to your policy, for injuries or damages to others due to your actions or omissions while performing your professional duties as a physician
DURATION
1 year
With an option to renew
PREMIUM PER YEAR
From
330€
OTHER FEATURES
  • Interest-free premium instalments
WHAT IT COVERS
  • Bodily injury, death or material damage for you and members you add to your policy, for injuries or damages to others due to your actions or omissions while performing your professional duties as a physician
DURATION
1 year
With an option to renew
PREMIUM PER YEAR
From
330€
OTHER FEATURES
  • Interest-free premium instalments

How you benefit

Comprehensive civil liability insurance

My Business Liability - Physician offers you full coverage for bodily injuries to or death of your patients, when these occur while you legally perform your duties in the context of your specialty and are due to your own actions or omissions. Valid throughout Greece.



Low premiums and discounts

My Business Liability - Physician is extremely affordable. Use any Piraeus Bank credit card to pay your premiums in up to 12 interest-free monthly instalments.



Contracts issued immediately

It takes no time to get from insurance quote to having the contract issued and paid for. Then simply pick up your policy at the branch of Piraeus Bank that suits you.

Coverage

Specialties

The following specialties are covered:

  • Gynaecologists and obstetricians
  • Surgeons of all specialties and anaesthesiologists
  • Radiologists
  • Ophthalmologists
  • Gastroenterologists
  • Dentists
  • Dermatologists
  • Otolaryngologists
  • General practitioners


The following specialties are not covered:

  • Physiotherapists
  • Plastic surgeons
  • Radiotherapists and radiographers
  • Beauticians and dieticians
  • Medical residents and rural doctors
  • Veterinarians


Basic coverage

My Business Liability - Physician offers you coverage for bodily injuries or death you might cause to a third party/patients of yours because of your actions or omissions while legally performing your duties within the context of your specialty.



Optional coverage

Piraeus Physician Professional Liability Insurance offers you optional coverage for bodily injuries, material damage, moral damage and mental anguish caused to a third party for which you are responsible and which are related to the use, ownership and operation of your business premises and facilities.

Compensation

My Business Liability - Physician is offered by following package and the compensation follows the general and special terms of your contract. This includes:


Coverage Simple
Bodily injuries/death per incident
 
100.000€
Highest liability payout for the company
 
200.000€




Example of premiums payable

Gynaecologist Simple
Total annual premiums
1200€



Dermatologist Simple
Total annual premiums
450€


Conditions

Legal practice

My Business Liability - Physician covers you only if you hold the degrees, diplomas, and licenses required by the Greek law for the legal practice of your profession.

If your insurance plan includes additional members, My Business Liability - Physician offers you coverage for these members only if they have the necessary scientific training for the services provided, they are registered at the moment the insurance contract is signed and they are mentioned in the insurance policy.



Clear criminal record

My Business Liability - Physician offers you coverage only if there is no case for delict performing your professional duty pending against you, and only if you have not been associated to similar accidents or damages in the past.