B2B Business Credit Card

The b2b Card is a closed-loop business credit card. It can be issued for each of your corporate clients in order to be used exclusively for transactions within your business.
ANNUAL FEE
50€
Annual fee per card
150€
one off payment for starting a new b2b card relationship
PAYMENT

The monthly account balance is paid automatically through the company’s account with a:

  • minimum monthly payment of 10% on the balance or
  • a full repayment
ANNUAL
INTEREST RATE
9.75%
KEY
ADVANTAGES
  • For purchases exclusively on business POS that are installed by Piraeus Bank
  • Flexible method of repayment
ANNUAL FEE
50€
Annual fee per card
150€
one off payment for starting a new b2b card relationship
PAYMENT

The monthly account balance is paid automatically through the company’s account with a:

  • minimum monthly payment of 10% on the balance or
  • a full repayment
ANNUAL
INTEREST RATE
9.75%
KEY
ADVANTAGES
  • For purchases exclusively on business POS that are installed by Piraeus Bank
  • Flexible method of repayment

Key benefits

For your business

  • Collect your receivables by debiting your customers’ b2b Card with accuracy, security and transparency.
  • Liquidity: Release your company’s funds under management, since the credit will be provided by the Bank and not directly to you.
  • Save time & resources from managing your customers’ requests for credit, as the Bank will take up the credit rating of your customers.
  • Enhance your company’s relationship with your customers and increase their loyalty.



For your corporate clients

  • Liquidity: Improvement of cash flow and increase of the purchasing power of your customers, as they benefit from a ~20 days interest free period, from the date of the transaction.
  • Secure transactions.
  • Immediate notifications via sms/e-mail alerts and transaction monitoring of the card through winbank web banking*.
  • Flexibility, since it offers the option to payoff their card due balance via winbank web banking or at any Bank’s branch

* Your registration with the winbank service of Piraeus Bank is a prerequisite.

Eligible companies

The b2b business credit card is suitable for companies which:
  
  • Have a adequate customers’ network
  • Accept stable and repeated sales from their customers.
  • Have a competitive advantage in their sector.

The card is issued to the corporate clients (mainly freelancers & individual enterprises) of accompany that:

  • Is affiliated with Piraeus Bank for this purpose
  • Owns a Piraeus Bank POS

Additional Features

  • The b2b business credit card Is accepted for purchases exclusively on Piraeus Bank POS
  • Offers the option have your company name on the card
  • Provides to its holders card information via e-statement & sms / email notifications, through winbank.
  • Cash advance at ATM’S is not allowed

  • Repayment Method:

    • 10% of the balance or full repayment of the monthly bill’s total balance, 20 days after the issuance of the bill

    • Early payment of the the card statement, before its due date is allowed and will release the same amount for use whenever needed.

Pricing

For your business

One-off fee of €150 for the set-up of the new b2b card relationship.


For your corporate clients-cardholders

Annual fee: € 50 per card
Annual interest rate for purchases: 9,75% + 0,60% levy (Law.128/75)


Detailed information regarding the pricing policy is available in the Bank’s Official Price List (available in Greek)

How to get the b2b business credit card

How to open a b2b business credit card relationship for your business

The legal representative of your business must visit any Piraeus Bank’s branch in order to apply for a POS with the option of accepting b2b cards request the set-up of a b2b business credit card product.



Card acquisition process for your customers.

Once the request of the company for the set-up of a b2b card product has been submitted and the application for POS has been approved, you can inform your clients to apply for their b2b card by presenting the necessary documents, at any Piraeus Bank’s branch.

Piraeus Bank will review their application. Once it is approved, your customers will be notified to receive their card a few days later.

For more information, please contact any Piraeus Bank’s branch.