Debit Card “Business Debit”

Business Debit card for companies and professionals.
Settle your business expenses and manage your everyday finances with the convenience of the Business Debit card. With funds debited to your linked account and no annual fee, you enjoy flexibility, control and save time!
IDEAL FOR
  • Professionals
  • Personal enterprises
  • Companies
USE
  • Purchases at any store in Greece and abroad
  • ATM-based transactions in Greece or abroad
  • Bill Payments, duty/tax payments of duties & 3rd party payments
ADVANTAGES
  • Control over your business expenses
  • Free Insurance Coverage
  • Yellow Reward Program
OTHER FEATURES
  • Instant Card issuance, in few minutes!
IDEAL FOR
  • Professionals
  • Personal enterprises
  • Companies
USE
  • Purchases at any store in Greece and abroad
  • ATM-based transactions in Greece or abroad
  • Bill Payments, duty/tax payments of duties & 3rd party payments
ADVANTAGES
  • Control over your business expenses
  • Free Insurance Coverage
  • Yellow Reward Program
OTHER FEATURES
  • Instant Card issuance, in few minutes!

How you benefit

  • Instant issuance free of charge at any Piraeus Bank Branch!

  • Add-on debit cards
    If you own a company (Legal Entity), you can issue Business Debit Cards for your company employees too. Each card bears your company’s name and the name of the cardholder. It is up to the legal representative of the company to define the daily transaction limits and the accounts that are linked to each add-on card. This way you can monitor your employees’ expenses and save time by allowing them to carry out bank transactions without waiting at a branch cashier.

  • Purchases using your card instead of cash
    Use the Business Debit Card for small or larger purchases and payments at participating Visa merchants in Greece and abroad. You can use your card for consumables and fuel supplies, restaurant payments, transportation and hotel tickets, car rentals or payment of tax obligations. Your business transactions are debited to the linked account and therefore no interest is charged.

  • Easy monitoring & expenditure control
    The Business Debit card helps you keep your business expenses on track.
    Login to winbank, to manage your card any time and day, wherever you are:
    • Check your accounts balance & its transactions
    • Manage your cards limits
    • Modify linked accounts & credit cards
    • Apply for the replacement of your card and/or pin

  • Yellow Reward Program*
    With every € spent on purchase and payment transactions using your Business Debit Card*, you earn yellow points!
    *The yellow points are available only for Professionals or Sole Proprietorships, provided that they are registered in the yellow Reward Program

  • Rebate of 1% at AVIN and CYCLON!
    Every time you use Business Debit Card at selected AVIN and CYCLON petrol stations, you get a 1% rebate on the value of your purchase! Learn more

  • 24x7 cash management through ATM
    The Business Debit Card offers you access to your company’s accounts through Piraeus Bank’s ATMs any time of the day. Use it for:
    • Cash withdrawals or money transfers to and from all linked accounts
    • Online cash deposits without an envelope at selected Piraeus Bank ATMs. The linked account you choose will be credited automatically. Alternatively, you can deposit cash or cheques using an envelope at all other Piraeus Bank ATM’s.
    • Balance enquiries and a mini-statement print-out of the last 6 transactions of the linked accounts

    You can also withdraw cash and make balance enquiries 24/7 at DIAS ATMs in Greece and at ATMs abroad accepting Visa cards

  • Easy payments and deposits at Easypay kiosks
    You can use your Business Debit card at easypay kiosks, located inside Piraeus Bank’s branches or at selected locations throughout Greece, to pay private or public utility bills ( e.g PPC S.A., EYDAP S.A, Cosmote, CYTA, Vodafone) other certified debts to public services, Insurance premiums (e.g NN Hellas, Interamerican).

  • Free Insurance Coverage:
    The Piraeus Business Debit card offers you free insurance coverage:

Features

  • Instant issuance free of charge at any Piraeus Bank Branch

  • Link accounts, credit cards & loans
    You can link your Business Debit Card with up to 4 Piraeus Bank sight and current accounts, credit cards or open loans.

  • Debit transactions interest free
    The Business Debit Card is not a credit card. When you use it to make purchases, payments or money transfers, the amounts are debited to the linked account and no interest is charged. Unless there are sufficient funds on your account, transactions cannot be completed.

  • Daily transaction limits
    You can set the daily transaction limits of your Business Debit Card or your employee’s card (if you own a Legal Entity), depending on your needs.

  • Contactless, Chip & PIN technology
    The Business Debit Card incorporates Chip & PIN and Contactless technology for fast and secure transactions.

Fees*

Type of transaction Country – Currency Transaction
    amount
    
Fixed charge FX conversion
Cash advance
 
DIAS network
ATM abroad inside the euro area
 
Irrespective of amount


 
€0.60



 


_

 

ATM abroad outside the euro area

 

Irrespective of amount

 

€4.00

 

2% of the transaction amount
€1,00 min - €30,00 max
 
Balance enquiry

 

DIAS network
ATM abroad inside the euro area

 

_

 

€0.18

 

_

 

ATM abroad outside the euro area

 

 

€1.00

 

_
Purchases

 

In currency other than Euro

 

_

 

_

 

2%
of the transaction amount
€1,00 min - €30,00 max

 

Change PIN

 

 DIAS network ATM

 

 

_

 

 

 €0.18

 

 

_

 

 

Unblock PIN

 

 DIAS network ATM

 

 

_

 

 

 €0.18

 

 

_

 






Type Fee
Debit Card Issue
 
 Free of Charge 
 
Debit Card Renewal
(every 5 years)
 
€6
 
Card Replace
 
€6
 
Debit Card Re-issue
(due to loss/theft/damage)
 
€6
 
PIN Reissue
 
 Free of Charge 
 
Extra Debit Card Issue
(parallel to the existing one)
 
€6
 
Annual fee
 
Free of charge
 


Debit Card Renewal:

Renewal fees are charged once every 5 years at automatic card renewal.

Debit Card Re-issue due to loss/theft/damage:

Card Re-issue fees are applicable upon the issuance of a new Business Debit Card, replacing an existing Business Debit card.

*Detailed information on the pricing is provided on Bank’s Interest Rate-Price Bulettins (available only in Greek).
**As of 22-7-2019, incremental fees set by the other Bank may apply for DIAS ATM transactions. In any case, the customer should consent prior to completing the transaction.

How to get it

To get a Business Debit Card, you need to be a Freelancer or own a company (Sole Proprietorship or Legal Entity) and hold a current or business account or open loan with Piraeus Bank:

 1.   Visit the Piraeus Bank branch of your choice and apply for a Mastercard Debit card.

If you own a company, your company’s legal representative can apply for one or more Business Debit Cards, for you and your company employees at any Piraeus Bank branch. In this case, both the cardholder name and the company name will be printed on the card.

 2.  Pick up your Business Debit Card and PIN within a few minutes. Your Debit Card is ready to use immediately.