Instant Payments

Now you can manage your obligations and transfer funds within Greece or abroad in 10 seconds with the remittance Instant Payments service of Piraeus Bank.

How you benefit

  • Execution of payments to third parties, within Greece and abroad, with no time limit, 24/7/365
  • Instant settlement of your payment obligations to third parties
  • Funds transfer and availability to the beneficiary within 10 seconds
  • Credit to the receiver’s account full of funds, with no extra charges from his bank, provided that the payment is addressed to any bank in Greece participating in the service
  • Instant payments flexibility without using cash
  • Secure transactions

How much money can you send via Instant Payments?

You may send payment orders in Euro currency to participating banks within Single Euro Payments Area (SEPA), for amount:

  • up to €100.000 per transaction:
  • - within Greece or abroad via branch network
    - within Greece via winbank (web banking, mobile app)

  • up to €50.000 per transaction:
  • - abroad via winbank (web banking, mobile app)

How can you make a remittance via Instant Payments?

You can make a remittance via Instant Payments through:

  • winbank (web banking & winbank mobile app)
  • the branch network

If you wish to send money through Instant Payments, your remittance has to be sent with Instant Payment priority and to meet the necessary prerequisites (beneficiary bank, amount sent, use of IBAN).

The Ιnstant Payment priority is always available, regardless of day or time (24/7/365), for transactions through winbank. For transactions through Piraeus Bank branches, the Instant Payment priority is available from Monday to Friday until 14:00.

The funds transfer is executed and credited to the beneficiary's account within 10 seconds. In case your transaction cannot be completed successfully, the money will be refunded to your account within 10 seconds.


The service is provided under the existing legal and regulatory framework.