IRIS 24/7 Payment

IRIS 24/7 Payment service allows you to send or receive money instantly, only by using a mobile telephone number or a tax identification number.


  • Money transfers just by using only the receiver’s mobile telephone number or tax identification number with no other identifiers (IBAN, Bank, e.t.c.)
  • Service always available (24/7/365)
  • Immediate funds availability for the receiver within a few seconds

In which cases can I use the service?

You can instantly pay your expenses (coffee, food, etc.) and other obligations (rent, utilities etc.) or receive payments from your friends, family and associates.

How can I register to the service?

Through winbank mobile app, you may select "IRIS 24/7 Payment" from "My profile" menu, using:

  • your mobile telephone number for personal use, in case you are an individual, or
    your tax identification number for professional use, in case you are a sole proprietorship / freelance worker
  • and the appropriate bank account number you wish to receive payments to.

Otherwise, through winbank web banking, you may select "IRIS 24/7 Payment – Administration" from "PURCHASES / APPLICATIONS" menu.

You can register both as an individual and a professional by choosing the appropriate bank account number in each case.

Who can I pay?

You can send money to anyone registered to the service. The service is available between: Piraeus Bank – National Bank of Greece - Eurobank and Alpha Bank.