Payroll Account - Pensioners & Civil Servants

A euro current account exclusively for civil servants and pensioners of all social security funds who choose to receive their salary or pension through DIASPAY at Piraeus Bank.
INTEREST
PAYMENT
Every month
INTEREST RATE
Tiered split balance
IDEAL FOR
  • Civil Servants & pensioners
KEY
ADVANTAGES
  • Privileges in banking products
  • Overdraft option
INTEREST
PAYMENT
Every month
INTEREST RATE
Tiered split balance
IDEAL FOR
  • Civil Servants & pensioners
KEY
ADVANTAGES
  • Privileges in banking products
  • Overdraft option

How you benefit

High interest rate

The Payroll Account - Pensioners & Civil Servants, offers a high interest rate. There is no limit on the amount you can deposit or withdraw. You do not need to maintain a minimum balance, at any time.




Preferential rates

By receiving your salary or pension through the Payroll Account - Pensioners & Civil Servants, you enjoy preferential rates for:


 1.   Banking products
    • Overdraft limits
    • Credit cards
    • Personal loans, open personal loans
    • Mortgage loans


 2.   Banking transactions
    • Free standing orders to pay your utility bills (electricity, water, telephony/internet)
    • Payment of your personal cheques free of charge

See the privileges of the Payroll services in Detail

Interest Rates

Tiered interest rate

Payroll Account - Pensioners & Civil Servants pays interest from the first cent that you deposit. Tiered interest rate applies.

Interest is paid every month.


You may find the interest rates here.

Transactions

Everyday transactions


Cash deposits and withdrawals

All channels at your disposal:

  • At Piraeus Bank branches
  • At ATMs – using your Visa/MasterCard Debit card
  • At easypay kiosks (deposits only accepted) – using the number of your account


Wire transfers

Within Greece and abroad


Money transfer

One-off or via standing order among your accounts or to someone else’s account


Payments

One off or via standing order:

  • Electricity
  • Water
  • Telephony/Internet
  • TV services, etc.


Payments of Piraeus Bank credit cards and loans

Automatically via standing order.



Special banking needs

  • Cheque issuance
  • Cheque cashing
  • Issuance of cheque book
  • Overdraft option

The overdraft amount and rate is relative to your salary or pension.

Cards

Debit card “Piraeus Visa/MasterCard Debit”

Use your debit card for all your transactions, without charge of interest:

  • Shop at any store displaying the Visa/MasterCard logo in Greece or abroad and via internet
  • Withdraw cash and make bank transactions at Piraeus Bank ATM, DIAS ATM and Visa/MasterCard ATM.
You may simply alter your debit card’s daily transaction limit at any Piraeus Bank branch or through winbank.



Piraeus Visa or MasterCard credit card

No annual fee as long as you receive your salary or pension through Piraeus Bank.

Although it is not obligatory to set an automatic payment of your card to your account, it is highly recommended to do so.

The above features and interest rates are valid for new accounts.

You get the preferential rate and benefits of the account as long as the account is credited with your salary from the Public or broader Public sector or your pension from any domestic Social Security Fund, through DIASPAY. Otherwise, you get the rates and benefits of Polimorfikos Account.

The product is offered according to the current restrictions on capital transfers.