Find the Consumer Loan that best suits your needs

  • EMERGENCIES




  • ACCESS TO CASH

  • DESCRIPTION
    A personal loan tailored to your personal and consumer needs. The loan interest rate and features can be customised to suit your needs and profile.
  • IDEAL FOR
    • Customers who require finance. Those with very good credit rating or no other loans are rewarded with very low, competitive interest rates
  • INTEREST RATE
    Fixed
    from 12,20% to 14,50%
    or
    Variable
    from 10,95% to 13,55%
  • LOAN TERM
    up to 96 months
  • LOAN AMOUNT
    from €1,500

    Up to €40,000

  • DESCRIPTION
    Personal loan with preferential terms available online via winbank web banking and winbank app.

    Apply now
  • IDEAL FOR
    • Customers who wish to have immediate access to cash and use winbank for their transactions
  • INTEREST RATE
    Variable
    10,95%
  • LOAN TERM
    6 - 84
    months
  • LOAN AMOUNT
    From €500

    up to €15.000
  • DESCRIPTION
    An open personal loan with immediate access to cash to help you cover regular or emergency personal and consumer expenses.
  • IDEAL FOR
    • Customers who wish to have immediate access to cash for regular expenses or emergencies
  • INTEREST RATE
    Variable
    From 14.25%
  • LOAN TERM
    Indefinite
  • LOAN AMOUNT
    from €1,500

    Up to €20,000

  • DESCRIPTION
    A personal loan for property owners who wish to receive finance to cover needs or transfer debts from other banks. It offers low variable interest rate.
  • IDEAL FOR
    • Property owners who require finance at a very low interest rate
  • INTEREST RATE
    Variable
    Euribor 1M
  • LOAN TERM
    Up to 240 months
  • LOAN AMOUNT
    from €10,000

    up to  €200,000
  • DESCRIPTION
    A Consumer Loan for education expenses, whether you want to get a university/postgraduate degree or a private institute diploma, attend seminars, learn a foreign language or a new hobby, or cover study-related expenses for equipment, rent, etc.
  • IDEAL FOR
    • Young individuals or Pensioners who wish to receive finance for studies or new hobbies
  • INTEREST RATE
    Variable
    11,85%
  • LOAN TERM
    Up to 120 months
  • LOAN AMOUNT
    From €1,500

    up to €40,000

  • DESCRIPTION
    A consumer loan that assists you to pay off your taxes, dues and/or fines to the State in a lump sum. It offers very low variable interest rate and preferential terms.
  • IDEAL FOR
    • Customers who owe money to the State
  • INTEREST RATE
    Variable
    9,95%
  • LOAN TERM
    Up to 84 months
  • LOAN AMOUNT
    From € 1,500

  • DESCRIPTION
    The Overdraft Limit offers you liquidity by automatically increasing your account balance to cover emergencies
  • IDEAL FOR
    • Customers who wish to have immediate access to cash through their account
  • INTEREST RATE
    Variable
    from 13.60% to 13.95%
  • LOAN TERM
    Indefinite
  • LOAN AMOUNT
    From €500

    Up to €5,000

  • DESCRIPTION
    Consumer loan for electric car purchase financing with competitive interest rate and fast procedures
  • IDEAL FOR
    • electric car purchase financing
  • INTEREST RATE
    Variable 
    Currently at
    8.75%
  • LOAN TERM
    6 to 84 months
  • LOAN AMOUNT
    up to  €40,000

    and up to 80% of the amount written on the pro forma invoice
  • DESCRIPTION
    A Green consumer loan to buy green appliances or green transport. It offers low interest rate and fast financing procedures.
  • IDEAL FOR
    • Buying green appliances or green transport
  • INTEREST RATE
    Variable
    Currently at 8,75%
  • LOAN TERM
    Up to 7 years
  • LOAN AMOUNT
    From €1,500

    Up to €20,000

    100% financing
  • DESCRIPTION
    A personal loan to cover your needs, repay your debts and/or finance your photovoltaic solutions. It offers very low interest rate depending on the amount of your deposits or investments.
  • IDEAL FOR
    • Customers who wish to receive finance without liquidating their deposits or investments
  • INTEREST RATE
    Variable
    Euribor 1M
  • LOAN TERM
    6 – 240 months
  • LOAN AMOUNT
    from €3,000

    depending on your deposits or investments