My Favorite Things: Insurance program of favorite belongings

ERGO insurance company proposes the insurance program “My Favorite Things” for the insurance of favorite belongings to the customers of Piraeus Financial Holdings Group. The program secures until 5 favorite belongings of the insured person against a serious series of threats.
TYPE OF COMPENSATION
/ BENEFITS
  • The program secures until 5 favorite belongings, which along with their date and acquisition value are declared at the time of the insurance process and are offered in 3 packages according to the coverage limit.
DURATION
Annual automated renewal
PREMIUM PER YEAR

Advanced:
80€

Total:
110€

Superior:
140€
OTHER FEATURES
  • Coverage for entire Greek territory
  • Fixed & low annual premium
  • Opportunity to choose any insurance package according to the coverage limit per object
  • Quick &easy insurance & indemnification processes
TYPE OF COMPENSATION
/ BENEFITS
  • The program secures until 5 favorite belongings, which along with their date and acquisition value are declared at the time of the insurance process and are offered in 3 packages according to the coverage limit.
DURATION
Annual automated renewal
PREMIUM PER YEAR

Advanced:
80€

Total:
110€

Superior:
140€

OTHER FEATURES
  • Coverage for entire Greek territory
  • Fixed & low annual premium
  • Opportunity to choose any insurance package according to the coverage limit per object
  • Quick &easy insurance & indemnification processes

Benefits

The program is addressed to all customers who wish to insure their favorite belongings against daily threats. Thanks to the integration of the digital pre-insurance audit during the insurance process, the indemnification process gets easier, since no purchase receipt needs to be displayed in case of claim.

Insurance Categories

  • Hobby & Εquipment (photographic equipment, bike, electric scooter, ski, snowboard etc.)
  • Musical instruments (guitar, violin, piano, drums etc.
  • Electric devices (TV, laptop, pc, sound system, game machine etc.)

Exceptions: For example, Mobile phones, Smartphones, Tablets, Smartwatches, Drones are not covered.

Perils*

Coverages Inside Residence Outside Residence
Fire     
    
Explosion   
  
Accidental damage due to liquid (excluding drop into sea, lakes, rivers, swimming pool etc.)   
  
Accidental breakage   
  
Malicious acts, civil commotion
  
  
Theft due to burglary inside the declared primary residence.
The coverage extents also to the declared and on the contract registered secondary residence, during the proven period, which the insured person has been accommodating in the residence. 		  
  
Theft inside or outside the declared residence   
  
Earthquake   
  

*There is a detailed coverages, conditions and exceptions description at the general & specific policy terms, available at Bank branches.


Coverage limits and Premiums

The program is offered in 3 insurance packages and the customer has the opportunity to choose any package to insure his/her favorite belongings according to the coverage limit per object.



Packages		 Max object acquisition value
(so as to get involved in a package) 		Max indemnification limit per object Total max indemnification limit
(annual) 		Deductible* Annual premiums
Advanced    € 1.500    € 500    € 1.500    € 50    € 80
Total    € 2.250    € 750    € 2.500    € 75    € 110
Superior    € 5.000    € 1.200    € 5.000    € 120    € 140

*Deductible: the deductible is applied only in case of total damage of the object

Conditions


  • Until 5 favorite belongings
  • Max age of objects: 5 years
  • The objects should have been brand new bought and prior the insurance

Premiums payment

Ways of payment

  • Direct debit to bank account
  • Direct debit to credit or prepaid card

Piraeus Financial Holdings SA, as an insurance intermediary, carries out the activity of distribution of insurance products, in the name and on behalf of the insurance companies with which it maintains cooperation.