Insurance Program Smart Move

Smart Move is a regular premium insurance program, linked to investments, that provides a daily guarantee on your capital from NN Hellas, offered through Piraeus Bank.
JOIN THE PLAN
  • Without requiring initial capital
  • You define the amount of premiums
  • You have the possibility of extraordinary payments
PREMIUMS
From:
€50
per month
YIELD

At the maturity of the program, you will receive the highest of:

  • The value of the Personal Account at this time
  • The Guaranteed Capital of the Program

Additionally, you will also receive the Maturity Bonus, as long as you have not interrupted the payment of premiums during the life of the policy.

PAYOUT METHOD
  • Lump-sum capital
  • As pension
OTHER FEATURES
  • Daily Guarantee 80% of the maximum value your Personal Account has achieved (Historic High)
  • Potential of returns
  • Insurance coverage in case of death, without medical Underwriting
  • Protection of premium payment (Waver of Premium Coverage in case of accident)
JOIN THE PLAN
  • Without requiring initial capital
  • You define the amount of premiums
  • You have the possibility of extraordinary payments
PREMIUMS
From:
€50
per month
YIELD

At the maturity of the program, you will receive the highest of:

  • The value of the Personal Account at this time
  • The Guaranteed Capital of the Program

Additionally, you will also receive the Maturity Bonus, as long as you have not interrupted the payment of premiums during the life of the policy.

PAYOUT METHOD
  • Lump-sum capital
  • As pension
OTHER FEATURES
  • Daily Guarantee 80% of the maximum value your Personal Account has achieved (Historic High)
  • Potential of returns
  • Insurance coverage in case of death, without medical Underwriting
  • Protection of premium payment (Waver of Premium Coverage in case of accident)

Advantages

Smart Move offers a unique combination of benefits:

  • Create capital through systematic payments
  • Potential of returns
  • Daily Capital Guarantee
  • Ability of top ups
  • Ability of Full or Partial Surrender, in case of need
  • Expiry Bonus
  • Flexibility in premiums payment
  • Daily online updates at my.nnhellas.gr
  • Implementation of the investment strategy by NN Hellas, without requiring any action from your side

Coverages / Benefits

  • Guaranteed Capital

Daily Guarantee 80% of the maximum value your Personal Account recorded (Historic High)


  • Waver of Premium Coverage

The Waver of Premium Coverage is activated in case of death or permanent total disability due to accident and ensures the payment of basic cover premiums until the maturity of the policy.


  • Life Insurance Coverage for Insured person

In the case of death, a Sum Assured is paid to the beneficiaries, depending on the Basic Cover premium.


  • Maturity Bonus

At the maturity of the program, you or your beneficiaries in case of death, will receive additionally the 50% of the average annual paid basic cover premiums paid until then, as long as you have not interrupted the payment of premiums during the life of the policy.

Duration

The minimum duration of the program is 15 years. If the annual premium is less than € 1,000, then the minimum maturity is 20 years.

The maximum duration of the program is 25 years, which depends from your age, that may not exceed 80 years at the maturity of the program.

Payment of insurance premiums

From the inception, you can define the amount of premium that you want to pay, with a minimum of € 50 per month. The frequency of payment of premiums is monthly, quarterly, six-monthly, yearly.


Payment of premiums can be made by:

If you wish, at the beginning of the policy or at any time during your program, you have the ability to pay an additional amount (top up) as a reinforcement of your Personal Account.


THE INVESTEMENTS DO NOT HAVE A GUARANTEED RETURN AND THEIR PAST PERFORMANCE DOES NOT GUARANTEE THE FUTURE ONE. THE POLICYHOLDER BEARS THE RISK OF INVESTMENTS AND THEREFORE THE COMPANY DOES NOT GUARANTEE THEIR RETURN.

The product is subject to the existing legislative and regulatory framework of capital controls. Extraordinary payments acceptance or rejection is at the discretion of NN Hellas. The program is not registered according to the relevant USA legislation (U.S. Securities Act 1933) and it is not available to natural or non-natural persons policyholders who are characterized as US Persons. Detailed information is provided in pre-contractual documentation.