IRIS 24/7 Payment

IRIS 24/7 Payment service allows you to send or receive money instantly, only by using a mobile telephone number or a tax identification number.


  • Money transfers just by using only the receiver’s mobile telephone number or tax identification number with no other identifiers (IBAN, Bank, e.t.c.)
  • All transactions via IRIS 24/7 Payment are free of charge
  • Service always available (24/7/365)
  • Immediate funds availability for the receiver within a few seconds

In which cases can I use the service?

You can instantly and free of surcharges pay your expenses (coffee, food, etc.) and other obligations (rent, utilities etc.) or receive payments from your friends, family and associates.

How can I register to the service?

Through winbank mobile & web banking using

  • your mobile telephone number for personal use, in case you are an individual, or
  • your tax identification number for professional use, in case you are a sole proprietorship / freelance worker

and the appropriate bank account number you wish to receive payments to.

You can register both as an individual and a professional by choosing the appropriate bank account number in each case.

Who can I pay?

You can send money to anyone registered to the service. The service is available between: Piraeus Bank – National Bank of Greece - Eurobank and Alpha Bank.

The service is provided under the current restrictions on capital transfers