Partnership with Development Organizations

  • DESCRIPTION
    Piraeus Bank in cooperation with the European Investment Fund, offers the financing of the guarantee Fund InvestEU Microfinance to enhance the competitiveness of Very Small Enterprises, on preferential terms and no additional collaterals.
  • IDEAL FOR

    Very Small Enterprises, professionals and farmers aiming to enhance their liquidity and implement investment plans.

  • REPAYMENT METHOD
    • monthly
    • quarterly
    • semi - annual
    • annual installments that pay principal & interest
    • only interest payments for revolving credits
  • INTEREST RATE
    Variable based on BLR, BMLR, BRF

    + spread
  • OTHER FEATURES
    • Favourable pricing for eligible businesses
    • EIF Guarantee for 80% of the loan amount
    • No additional collaterals
  • DESCRIPTION
    Piraeus Bank, in collaboration with the Hellenic Development Bank–HDB participates in the Development Law Financial Guarantee Fund “DeLFI GF” and offers financing to small and medium enterprises to implement their investment plan that has been subject to an aid scheme of the Development Law 4887/2022.

    Financing is offered with preferential terms and reduced collateral through:

    –  Long Term Loan: investment loan to cover private participation
    –  Short Term Loan: working capital in advance of the grant

  • IDEAL FOR

    Micro, Small and Medium Enterprises that have received approval to be included in an aid regime of the Development Law 4887/2022.

  • REPAYMENT METHOD

    Long Term Loan:

    • Monthly
    • 3-monthly
    • 6- monthly or
    • annual instalments

    Repaying :

    principal & interest combined or
    principal & interest apart

    Short Term Loan :

    • Bullet payment


  • INTEREST RATE
    Variable Based on Euribor 3m
  • OTHER FEATURES
    • Fund Guarantee for 80% of loan amount
    • Reduced collaterals
    • Selected type of guarantee fee:

      –  with state aid
      –  without state aid

  • DESCRIPTION

    Piraeus Bank, in collaboration with the Hellenic Development Bank – HDB offers you financing with preferential terms, by combining a two-year subsidy of interest with partly interest-free financing, aiming at financing business investment plans that will involve green investments.

    The loans are co-financed by a Fund managed by the Hellenic Development Bank (HDB), with resources financed by the Greek State and the European Investment Bank.

  • IDEAL FOR

    Micro, Small and Medium -sized Enterprises that wish to invest on their green upgrade with preferential terms

  • REPAYMENT METHOD
    • Monthly
    • 3-monthly
    • 6-monthly or
    • annual instalments

    repaying
    principal and interest combined
    or
    principal and interest apart
  • INTEREST RATE
    Fixed for the entire loan duration

    or

    Variable Based on Euribor 3m
  • OTHER FEATURES
    Preferential pricing from:

    • Interest-free co-financing by 40% from HDB

      &
    • 3% subsidy of the interest for the first 2 years on the rest 60% of the loan amount
  • DESCRIPTION
    Piraeus Bank, in collaboration with the Hellenic Development Bank – HDB offers you financing on preferential terms combining a two-year subsidy of interest with partly interest-free financing, aiming at:

    • digitizing and digitally upgrading operations/activities,
    • increasing productivity,
    • expanding and creating new jobs for small and medium-sized businesses
    The loans are co-financed by a Fund managed by the Hellenic Development Bank (HDB), with resources financed by the Greek State and the European Investment Bank.
  • IDEAL FOR
    Micro, Small and Medium - sized Enterprises that wish to digitize and digitally upgrade their operations/activities with preferential terms
  • REPAYMENT METHOD
    • Monthly
    • 3-monthly
    • 6-monthly or
    • annual instalments

    repaying
    principal and interest combined
    or
    principal and interest apart
  • INTEREST RATE
    Fixed for the entire loan duration

    or

    Variable Based on Euribor 3m plus margin
  • OTHER FEATURES
    Preferential pricing from:

    • 40 % interest-free funds through co-financing from HDB

      &
    • 300 basis points (3%) interest rate subsidy for the first 2 years on 60% of the loan amount
  • DESCRIPTION
    Piraeus Bank, in collaboration with the Hellenic Development Bank – HDB participates in the Innovation Guarantee Fund and offers financing through investment loans and/or working capital to innovative small and medium-sized enterprises.
  • IDEAL FOR
    Small and Medium-sized Businesses, which intend to implement an innovative investment plan
  • REPAYMENT METHOD
    • Monthly
    • 3-monthly
    • 6- monthly or
    • annual instalments repaying
    • principal  and  interest combined
      Or
      principal and interest apart
  • INTEREST RATE
    Variable

    based on Euribor
  • OTHER FEATURES
    • Fund Guarantee for 80% of loan amount
    • Grant up to 20% of the total disbursed loan, in cases where specific innovation (15% rebate) and ESG (5% rebate) criteria are met
    • 100% grant on Guarantee Fee
    • Preferential Pricing for eligible Businesses
  • DESCRIPTION
    The action "Loan Guarantee Fund for Audiovisual Production Companies" by the Hellenic Development Bank (HDB) aims to support SMEs in the Audiovisual Productions’ sector.
  • IDEAL FOR
    Small and Medium-sized Enterprises and Professionals in the Audiovisual Productions’ sector.
  • REPAYMENT METHOD
    • Monthly /quarterly /semi-annually installments (interest & amortization)
  • INTEREST RATE
    Variable

    based on Euribor


  • OTHER FEATURES
    • Grace Period up to 2 years
    • Early repayment free of charge
    • Fund guarantee for 80% of the loan
    • Collateral up to 50% of the loan amount
    • Application submission at www.ependyseis.gr/mis with bank of choice Piraeus Bank
  • DESCRIPTION
    Working Capital, with 80% guarantee by the Hellenic Development Bank - HDB, aiming to enhance the liquidity of Small and medium-sized enterprises (SME) operating in the construction and engineering sector, which intent to undertake or have undertaken the execution of a public interest project and/or study.
  • IDEAL FOR

    Small and Medium Enterprises (manufacturers, designers, engineers) that intent to undertake or have undertaken the execution of a project and / or public interest study regardless of its stage of execution.

  • REPAYMENT METHOD
    • Monthly or quarterly installments of capital and interest
  • INTEREST RATE
    Variable

    based on Euribor
    1M/3M



  • OTHER FEATURES
    • HDB & TMEDE provide 80% guarantee for each loan
    • The guarantee fee can be subsidized by the Hellenic Development Bank – HDB according to the limits set by the De minimis regulation
  • DESCRIPTION
    Financing of Midcaps companies with investment loans and/or working capital with preferential lending conditions under the guarantee of the European Investment Bank
  • IDEAL FOR
    Businesses active indicative in the following sectors:

    • Primary sector
    • Manufacturing
    • Trade
    • Services
    • Tourism
  • REPAYMENT METHOD
    • In monthly, 3-monthly, 6-monthly or annual instalments that pay interest and capital or capital
  • INTEREST RATE
    Variable

    based on Euribor

    + Margin
  • OTHER FEATURES
    • EIB guarantee for 50% of the loan with subsequent financial benefit for the eligible businesses
    • Favourable pricing
    • Exemption from the charge payable pursuant to Law 128/75
  • DESCRIPTION
    Piraeus Bank in cooperation with the European Investment Fund participates in the guarantee instrument of the Investment Guarantee Fund (EEGGF) and grants loans to support small and medium-sized enterprises with preferential terms and reduced collateral
  • IDEAL FOR
    Small and Medium Enterprises and Professionals with the aim of enhancing liquidity and the implementation of investment plans
  • REPAYMENT METHOD
    • With equal monthly or quarterly or semi-annual interest-bearing installments(capital and interest)
  • INTEREST RATE
    Variable

    based on Euribor


  • OTHER FEATURES
    • Grace Period up to 2 years
    • Early repayment free of charge
    • Fund guarantee for 80% of the loan
    • Collateral up to 40% of the loan amount
  • DESCRIPTION
    Financing the investment plans of Farmers, SMES that are related to processing / marketing and/or development of Agricultural Products, Collective Farmer associations, with favorable terms and conditions with the ESIF- EAFRD Guarantee Facility.
  • IDEAL FOR
    • Farmers, SMEs processing agricultural products, Collective Farmer Associations
  • REPAYMENT METHOD
    • Monthly,
    • 3-monthly,
    • 6- monthly
    • yearly instalments that pay interest and capital
  • INTEREST RATE
    Variable

    based on Euribor + spread
  • OTHER FEATURES
    • The FoF provides 80% guarantee on each loan.
    • Reduced Collaterals
    • Preferential Pricing