Piraeus Personal Banking Debit card
Your ID card for your transactions!

Piraeus Personal Banking Debit Card, specially designed for Piraeus Personal Banking customers. Use it to withdraw or deposit cash at ATMs, make purchases and payments without carrying cash, transfer money by directly debiting your account, or make other banking transactions 24/7 through ATM or/& winbank.
IDEAL FOR
  • Piraeus Personal Banking customers
USE
  • Card instead of cash
  • ATM-based transactions in Greece or abroad
ADVANTAGES
  • Instant card issue free of charge
  • Control over use and costs
  • Money management 24/7
  • No queues or delays in transactions
  • No interest charges
OTHER FEATURES
  • Contactless technology
  • Easy Payments with your mobile phone
  • Chip & PIN technology for extra security

How you benefit

Get your card issued instantly

Your Personal Banking Debit card can be issued within a few minutes at one of Piraeus Bank’s branches. You may then start using your card right away.



Manage your money 24/7

You can link your Piraeus Personal Banking Debit Card to one or more Piraeus Bank accounts or credit cards:


  • Up to 4 current accounts 
  • Up to 4 savings accounts 
  • Up to 4 credit cards 

This enables you to manage your money at any time of the day or night at Piraeus Bank ATMs. Use your debit card there for cashier or payment transactions, such as:


  • Withdraw, deposit or transfer cash from all accounts linked to the card
  • Make online cash deposits without an envelope (at selected ATMs). The linked account you choose will be credited automatically
  • Pay electricity and phone bills and Piraeus Bank credit cards
  • Top up your prepaid mobile phone airtime
  • Make balance enquiries and print out a mini-statement with the last 6 transactions of accounts linked to the card

You can also withdraw cash and make balance enquiries 24/7 at ATMs of other banks in Greece and abroad.  


Make purchases using your card instead of cash

Use your Piraeus Personal Banking Debit card instead of cash for your daily purchases at stores bearing the Visa logo in Greece or abroad, such as supermarkets, petrol stations, etc. You can also use it to make purchases online* or by phone. 

Purchases are directly debited to your account and therefore no interest is charged.

*For more information regarding the allowed transactions press here

Debit Card transaction monitoring

You can monitor very easily all the transactions made using your debit card Piraeus Personal Banking Debit, through winbank web banking, in ΄Debit Card Transactions΄section. You simply specify the kind of transactions (purchases , withdrawals , deposits , authorisations) and the time period.

Make secure transactions with Chip & PIN technology

Piraeus Personal Banking Debit incorporates Chip & PIN technology for safer transactions. At physical points of sale your card PIN is your digital signature. The transaction is only processed once you enter your PIN to verify your data.




Get your card replaced or reissued at no cost

If your card is lost or stolen, we will replace it immediately, free of charge.

Contactless technology

Your Piraeus Personal Banking Debit Card incorporates Contactless technology. Use it for secure, convenient and fast transactions at all points of sale bearing the relevant logo, without the card ever leaving your hand.

How does contactless technology work :

  • The merchant enters the payment amount, which then appears on the screen of the card acceptance device bearing the relevant logo.
  • You simply hold the card near the device, without leaving your hand.
  • If the amount is less than €25, you do not have to enter your PIN
  • In a few seconds you will hear a distinctive sound and the approval will appear on the device screen
  • You transaction has been completed

You can still use your card as you used to. Simply insert the card in the card acceptance device and enter your PIN.



Easy payments with your mobile phone with
winbank wallet App

winbank wallet App is the most innovative, quick and easy way to make contactless payments in physical stores. It is your new digital wallet, since, instead of plastic card or cash, you may simply place your cell phone in front of the contactless POS, without the need to have cash or physical card with you. The payments are debited, through any Piraeus bank debit card, to the main linked account. 

Download the winbank wallet
App:

To use the winbank wallet App you must be a Piraeus Bank customer and have signed up for a winbank web banking.




Make secure transactions with Chip & PIN technology


Piraeus Personal Banking Debit incorporates Chip & PIN technology for safer transactions. At physical points of sale your card PIN is your digital signature. The transaction is only processed once you enter your PIN to verify your data.


Special Customer Service Line

Call the Special Customer Service Line on 210 32 88 800 and quote your Piraeus Personal Banking Debit PIN. Access this service 24/7 to make payments or banking and stock exchange transactions. Signing up is free of charge. Use your card PIN and your mobile number to activate the service. It takes just 10 minutes.

Features

No annual fee

Piraeus Personal Banking Debit is issued free of charge. It is valid for 5 years and has no annual fee.



Direct debit

Your Piraeus Personal Banking Debit card is not a credit card. When you make purchases, payments or money transfers, the amount is immediately debited to your account. There must be sufficient funds in your account to complete the transaction.



Daily transaction limits

You set your own daily transaction limits for your Piraeus Personal Banking Debit card and can alter them to match your needs.



Fees

Type of transaction Country-Currency Τransaction
Amount
   
Fixed charge FX conversion fees
Cash advance
 
DIAS network ATM
ATM abroad inside the euro area
 
Up to €250.00
>  €250.01
 
€1.40
€2.20
 
_
 
ATM abroad outside the euro area
 
Irrespective of amount
 
€4.00
 
2% of the transaction amount  
maximum fee: €6.00
 
Tirana Bank – special pricing
 
Irrespective of amount
 
€4.00
 
2% of the transaction amount
maximum fee: €6.00
Balance enquiry
 
DIAS network ATM
Abroad inside the euro area
 
_
 
  €0.18
 
_
 
Abroad outside the euro area
   
€1.00
 
_
 
Tirana Bank
   
€0.55
 
_
Purchase
 
Abroad outside the euro area
 
_
 
_
 
2% of the transaction amount
maximum fee: € 6.00
    Change of PIN   DIAS network ATM  
_
  €0.18   _
    Unblock PIN   DIAS network ATM  
_
 

€0.18