Fixed-Rate Mortgage Loan

A mortgage loan to buy, build, finish, renovate or repair a property, purchase a plot of land, or repay a mortgage loan from another bank. For the first 2, 3 or 5 years the interest rate is fixed and then it varies with the Euribor 1M rate plus a fixed spread for the entire term of the loan.
INTEREST RATE
Fixed
for 2, 3 or 5 years

then

Variable
Euribor 1M + a spread
+ Law 128/1975 levy
LOAN TERM
Up to 30 years
LOAN AMOUNT
From €20,000

and up to 90% of the estimated value of the property
KEY ADVANTAGES
  • Financial planning