Basic Account

Basic deposit account in euro, for savings.
Tiered whole balance
  • Savings
  • Easy access to your money

How you benefit

Instant access to your savings

The Basic Savings Account is the simplest type of deposit account with no restrictions. There is no limit on the amount you can deposit or with draw and there is no need to maintain a minimum balance at any time.

It offers instant access to your account whenever you need cash or wish to make any other transactions.

Interest Rates

Tiered interest rate is applied, depending on your account balance

The Basic Savings Account, pays interest on every cent that you deposit.

Interest is paid semi-annually, on June 30 and December 31.

You may find the interest rates here.

Interest rates are gross, annualized and may change according to the Piraeus Bank pricing policy. Tax rate of 15% applies. Tax is deducted and paid over to the Greek State.


Everyday transactions

Cash deposits and withdrawals

All channels at your disposal:

  • At Piraeus Bank branches – with your passbook
  • At ATMs – using your Visa/MasterCard Debit 
  • At easypay kiosks (deposits only accepted) – using the number of your account

Money transfers

Fast procedure, at preferential rates:

  • In Greece
  • Abroad

Money transfers within Piraeus Bank

One off or via standing order:

  • Among your accounts
  • To someone else’s account


One off or via standing order:

  • Electricity
  • Water
  • Telephony/Internet
  • TV services etc

Payments of Piraeus Bank credit cards and loans

Automatically via standing order.


Debit card “Piraeus Visa/MasterCard Debit”

Use your debit card for all your transactions, without charge of interest:

  • Shop at any store displaying the Visa/MasterCard logo in Greece or abroad and via internet
  • Withdraw cash and make bank transactions at Piraeus Bank ATM, DIAS ATM and Visa/MasterCard ATM.
You may simply alter your debit card’s daily transaction limit at any Piraeus Bank branch or through winbank.

Piraeus Visa or MasterCard credit card

No annual fee for the first year or for every other year depending on your annual transactions.

Although it is not obligatory to set an automatic payment of your card to your account, it is highly recommended to do so.

The above features and interest rates are valid for new accounts opened since 01/10/2015