Piraeus Pensioners & Civil Servants Payroll Account

A euro current account exclusively for civil servants and pensioners of all social security funds who choose to receive their salary or pension through Piraeus Bank.
INTEREST
PAYMENT
Every month
INTEREST RATE
Tiered split balance
IDEAL FOR
  • Civil Servants & pensioners
KEY
ADVANTAGES
  • Privileges in banking products
  • Overdraft option

How you benefit

High interest rate

The Piraeus Pensioners & Civil Servants Payroll Account, offers a high interest rate. There is no limit on the amount you can deposit or withdraw. You do not need to maintain a minimum balance, at any time.




Preferential rates

By receiving your salary or pension through the Piraeus Pensioners & Civil Servants Payroll Account, you enjoy preferential rates for:


 1.   Banking products

    • Overdraft limits
    • Credit cards
    • Personal loans, open personal loans
    • Mortgage loans


 2.   Banking transactions

    • Free standing orders to pay your utility bills (electricity, water, telephony/internet)
    • Payment of your personal cheques free of charge

See the privileges of the Payroll services in Detail

Interest Rates

Tiered interest rate

Piraeus Pensioners & Civil Servants Payroll Account, pays interest from the first cent that you deposit. Tiered interest rate applies.

Interest is paid every month.

You may find the interest rates here.

Interest rates are gross, annualized and may change according to the Piraeus Bank pricing policy. Tax rate of 15% applies. Tax is deducted and paid over to the Greek State.

You get the preferential rate and benefits of the account as long as the account is credited with your salary from the Public or broader Public sector or your pension from any domestic Social Security Fund. If the account is not credited with your salary or pension, instead of the rates and benefits of this account, you get the rates and benefits of a Multi-Purpose Account.

Transactions

Everyday transactions


Cash deposits and withdrawals

All channels at your disposal:

  • At Piraeus Bank branches
  • At ATMs – using your Visa/MasterCard Debit card
  • At easypay kiosks (deposits only accepted) – using the number of your account


Money transfers

Fast procedure, at preferential rates:

  • Within Greece
  • Abroad


Money transfers

One- off standing order:

  • Among your accounts
  • To someone else’s account


Payments

One off or via standing order:

  • Electricity
  • Water
  • Telephony/Internet
  • TV services, etc.


Payments of Piraeus Bank credit cards and loans

Automatically via standing order.



Special banking needs

  • Issuing and paying cheques
  • Free cheque book
  • Overdraft option

The overdraft amount and rate is relative to your salary or pension.

Cards

Debit card “Piraeus Visa/MasterCard Debit”

Use your debit card for all your transactions, without charge of interest:

  • Shop at any store displaying the Visa/MasterCard logo in Greece or abroad and via internet
  • Withdraw cash and make bank transactions at Piraeus Bank ATM, DIAS ATM and Visa/MasterCard ATM.
You may simply alter your debit card’s daily transaction limit at any Piraeus Bank branch or through winbank.



Piraeus Visa or MasterCard credit card

No annual fee as long as you receive your salary or pension through Piraeus Bank.

Although it is not obligatory to set an automatic payment of your card to your account, it is highly recommended to do so.

The above features and interest rates are valid for new accounts opened since 01/10/2015