How you benefit Risk-free and with your choice of deposit term The Simple Time Deposit ensures a risk-free return on your capital. You deposit your money for the term of your choice, from 1 day up 12 months. You benefit from a fixed interest rate that you know before the beginning of the time deposit, while interest is paid at maturity. Minimum amount The minimum deposit amount for the Simple Time Deposit is €5,000 or the equivalent in the foreign currency. Automatic renewal option You can choose your Simple Time Deposit to be automatically renewed at maturity for the same term, with or without the interest being capitalized and the interest rate that applies on that date.