Piraeus Visa Classic & Gold & Electron

This is the standard Visa credit card by Piraeus Bank for your day-to-day transactions, shopping and payments.
ANNUAL FEE
Free

for the first year
MINIMUM MONTHLY
PAYMENT
2%
of the outstanding balance

ANNUAL INTEREST RATE
for purchases
15,95%

for balance transfers
9,00%

KEY ADVANTAGES
  • Payment of utility bills
  • Interest-free instalments and special offers
  • Free Insurance Coverage

How you benefit

Day-to-day transactions

Piraeus Visa is a credit card for your everyday shopping and payments. It comes in three types: Classic, Gold and Electron. Use it for online transactions and at any merchant accepting Visa.



Free insurance coverage

Piraeus Visa offers you free insurance coverage:



MasterCard for free

Piraeus Visa cardholders can also get a free Piraeus MasterCard. The main cardholder may also add up to 2 members on his/her card.



Chip & PIN

Piraeus Visa incorporates Chip & PIN technology for safer transactions.

Features

Annual fee

There is no annual fee for the first year and for as long as you use your card for purchases over €2,500 a year. Otherwise, from the second year on, the annual fee for main cards is €29 for Visa Classic, €63 for Visa Gold and €22 for Visa Electron. There is no annual fee for additional cards.




Minimum monthly payment

The minimum amount you must pay each month is 2% of your card’s outstanding balance.



Interest rate

  • The annual interest rate for purchases is 15.95% + 0.60% (levy of Law 128/1975
  • The annual interest rate for cash withdrawals is 18.90% + 0.60% (levy of Law 128/1975) for Visa Electron, 19.15% + 0.60% (levy of Law 128/1975) for Visa Classic, and 18.65% + 0.60% (levy of Law 128/1975) for Visa Gold. Interest is calculated from the date the cash is withdrawn.
  • The annual interest rate for balance transfer from other cards is 9.00% + 0.60% (levy of Law 128/1975). It applies to the amount transferred until it is repaid.
Click here to see the overall APR example for Piraeus Visa.



Cash advances

Temporarily not offered.



Transfer your balance

You can transfer the balance of any other credit card issued by a Greek bank, other than Piraeus Bank Cards.

Click here to see the overall APR example for transferring a balance to Piraeus Visa.



Interest-free instalments

Special interest-free instalment programs in selected merchants, throughout Greece.



e-statements service

No need to flick through your statement any more.  View it online and protect the environment.

Sign up for e-statements service to:

  • Get secure access to your credit card statements
  • View your monthly statements for the last 2 years
  • Save, file and print out your statements
  • Be informed about special shopping deals
Learn more about the e-statements service.

How to get it

 1.  Fill in the application form for a Piraeus Bank credit card:

    • Call 18 28 38
    • Visit any Piraeus Bank branch
    • Log into winbank web banking


 2.  Visit any Piraeus Bank branch. Bring with you the necessary supporting documents and sign the application form.



 3.  Piraeus Bank then examines your application. If it is approved, Piraeus Bank will let you know how to pick up your card and PIN.


How to get your Piraeus Visa step-by-step and which documents you might need