| Description |
|
Interest Rate
|
|
Validity Date
|
|
|
Floating rate Loan
|
|
Euribor 1M + spread(1)(2) from 1.65% - 2.75% |
|
21.03.2024 |
|
Fixed 3/5/10/15/20/25/30 year Rate Loan
|
|
Fixed Rate (1)(2) from 2.90% - 4.80% |
|
21.03.2024 |
|
Exoikonomο 2021
|
|
Fixed Rate(3) 6.50% |
|
28.02.2023 |
|
Green Home
repair/renovation floating rate Loan with Collateral
|
|
Euribor 1M + spread(1)(2) reduced by 0,15%
from 1.50% - 2.50% |
|
21.03.2024 |
|
Green Home floating rate Loan
|
|
Euribor 1M + spread(1) reduced by 0,15%
from 1.50% - 2.60%
|
|
21.03.2024 |
|
Green Home fixed rate Loan
|
|
Fixed Rate reduced by 0,15%(1)
from 2.75% - 4.65%
|
|
21.03.2024 |
|
Mortgage Loan in EUR as a Foreign Currency
|
|
Euribor 1M + spread(1)
from 1.85% - 2.95%
|
|
21.03.2024 |
|
Mortgage Loan in Foreign Currency
|
|
USD Sofr /CHF Saron / GBP Sonia
1M + spread (1)
from 1,90 % - 2,90%
|
|
21.03.2024 |
(1) The above mentioned maximum rates/spreads are indicative. The final floating interest rate is specified by the assessment of the loan application, in accordance with the Bank’s credit policy, taking into consideration factors such as conduct, collateral, amount and duration of the loan and it is enclosed to pre-contractual information forms. Home mortgage loans are charged with the contribution of L. 128 / 75 (0,12%).
(2) The interest rate is increased by 1% when the financing / collateral property is commercial. Commercial property mortgage loans are charged with the contribution of L. 128 / 75 (0,60%).
(3) The rate is 100% subsidized for all the incentives’ categories, excluding the contribution of L. 128/75.
