Open Personal Loan with Deposit or Investment Portfolio as Collateral

An Open Personal Loan to cover emergency or regular personal and consumer expenses. It depends on the amount of your deposits or investments. It has a low interest rate that varies with the Euribor 1M rate.

INTEREST RATE
Variable
Euribor 1M
LOAN TERM
Indefinite
LOAN AMOUNT
From €3,000

KEY ADVANTAGES
  • Immediate access to cash
  • Receive finance with preferential terms and without having to liquidate your deposit/investment portfolio

Features

Immediate access to cash

The Open Personal Loan with Deposit or Investment Portfolio as Collateral offers you immediate access to an approved amount so that you can withdraw cash or shop using your Visa Debit card.

The loan amount depends on the amount of your deposits and investments.



Flexible repayment

With the Open Personal Loan with Deposit or Investment Portfolio as Collateral you pay:

  • At least the minimum repayment amount each month, which corresponds to the interest for the amount you have used
  • Any additional amount you wish without notifying the Bank in advance.


With every payment you make you can reuse the amoun
t without time-consuming procedures and extra expenses.



Visa Card Debit

We issue a Visa Debit card for you if you do not have one already. It offers you 24-hour access to your Open Personal Loan with Deposit or Investment Portfolio as Collateral account:

  • To deposit and withdraw cash at ATMs
  • To shop at stores by direct debit of your account



Instant quote

Learn about the features of the Open Personal Loan with Deposit or Investment Portfolio as Collateral without even having to submit a loan application:

  • Visit any Piraeus Bank branch
  • Call us on 18 218, 24/7


Service every step of the way

Our experts will explain your options and the procedure. They will help you apply for and monitor your loan.

 



    Features

    Loan amount

    From €3.000 depending on your deposits or investments.



    Interest rate

    The interest rate varies with the Euribor 1M plus a spread, which depends on the type of collateral and its return.

    Interest rates are also subject to the Law 128/1975 levy. Today it stands at 0,60%.



    Loan term

    The Open Personal Loan with Deposit or Investment Portfolio as Collateral is reusable and has an indefinite repayment term.



    Loan approval fee

    €100 deducted from the amount disbursed to you.



    Repayment

    In monthly instalments which include at least the interest corresponding to the total amount due.



    Early repayment option

    You can repay all or part of the amount at any time at no cost.