Personal Banking Account

A current account in € for your everyday transactions, with an overdraft limit option to cover unforeseen expenses. Special privileges for the Personal Banking customers.

whole balance
  • Everyday transactions
  • Overdraft
  • Cheque book

How you benefit

Cash management

Personal Banking account, enables you to cover both regular and emergency banking needs.

It offers easy access to your money, for your everyday transactions. There is no limit on the amount you can deposit and there is no need to maintain a minimum balance, at any time.

Special offers for your banking transactions*

Personal Banking current account, offers a number of transactions free of charge:


  • Cheque processing
  • Issuing cheques payable to a third party (debited to your account)


  • Payments of utility bills: electricity, water, telephone (by standing order, at Piraeus Bank branch cashiers, via winbank)
  • One-off payments via DiasDebit: IKA, OAEE, VAT

As well as: 

Money transfers with 50% discount

  • Outgoing money transfers within Greece (up to 10 per month)
  • Incoming money transfers (STP only)

*Eligible for the special offers are all personal banking customers

Interest Rates

Tiered interest rate

Personal Banking account pays interest on every cent that you deposit. Tiered interest rate applies.

Interest is paid semi-anually, on June 30 and December 31.

You may find the interest rates here.

Interest rates are gross, annualized and may change according to the Piraeus Bank pricing policy. Tax rate of 15% applies. Tax is deducted and paid over to the Greek State.


Everyday transactions

Cash deposits and withdrawals

All channels at your disposal:

  • At Piraeus Bank branches
  • At ATMs – using your Piraeus Personal Banking Debit card
  • At easypay kiosks (deposits only accepted) – using the number of your account

Money Transfers

Fast procedure at preferential rates:

  • Within Greece
  • Abroad

Money transfers within Piraeus Bank

One-off or via standing order:

  • Among your accounts
  • To someone else’s account


One off or via a standing order:

  • Electricity
  • Water
  • Telephony/Internet
  • TV services etc

Payments of Piraeus Bank credit cards and loans

Automatically via standing order

Other banking needs

  • Issuing and redeeming cheques
  • Issuing a cheque book free of charge
  • Overdraft option


Piraeus Personal Banking Debit card

A debit card exclusively for the Personal Banking customers. Makes it easy for you to manage cash assets.

More about the Piraeus Personal Banking Debit card’s advantages and features

Miles & More World MasterCard Gold

A credit card with no annual fee available especially for Personal Banking customers. For unlimited free miles, special travel offers and safe shopping and a host of other benefits.

More about the Miles & More credit card’s advantages and features