By using Piraeus Bank credit, debit and prepaid cards, as well as winbank wallet for your buys.
By making your e-payments through Winbank e-banking (web,mobile & phone banking) and Piraeus Bank easypay e-services
Fill in your annual taxable income and quickly calculate the amount of expenditure required in order to maintain your tax-exempt status.
In order to achieve tax reduction, you must carry out transactions amounting to
by using e-payment means and cards.
You can get informed on the tax reduction costs you have covered, through the winbank web and the mobile banking service.
Win yellows, reducing at the same time your tax, through the e-payment means participating in the yellow Rewards Program.
All payments made through e-payment means, namely cards and card payment means, payment through payment accounts (credit transfer, direct debits, standing orders), and carried out through e-banking (e-banking, mobile banking, phone banking), e-wallet, etc. in Greece, in the European Union and EEA countries (Iceland, Liechtenstein and Norway), are eligible for tax deduction purposes, at minimum amount levels, according to the following scale:
How is the amount of family expenses shared between spouses or civil union parties?
The amount of expenditure is declared individually by each spouse or by each civil union party. If the required amount of expenditure is covered by any one of them, any excess amount may be transferred, following clearance, to the other spouse or civil union party to cover the required minimum amount of expenditure.
If the minimum amount of expenditure attributable to taxable income is not covered, the relevant difference will be taxed at 22%. The increase will be calculated on the amount resulting from the difference between the amount required and the amount declared.
Α table with relevant examples follows:
According to the current legislation, all businesses and self-employed professionals are required to register all of their business accounts.
Specifically regarding bank account payments, the data to be sent will be calculated based on all business accounts which have been registered in the respective AADE application and will retroactively refer to all transactions within 2017, if the beneficiary has stated in the AADE application that said business account shall apply throughout the financial year (2017).
Tax reduction is achieved by transactions via electronic means which you perform with businesses or self-employed professionals who have registered their business account(s) to the Independent Authority for Public Revenue (AADE) in accordance with the current legislation.
If any business or self-employed professional has not registered their business account(s) to the AADE, all transactions for the purchase of goods and the provision of services which were performed in Greece, by debiting your bank account and crediting your business or self-employed professional account, shall not be included in the information dispatched by the banks. However, they may be eligible for tax deduction purposes, if you include them on your own initiative in the respective fields of your tax declaration (see, in more detail, response to question 8).
For example, any transactions for the purchase of goods and the provision of services which were performed in Greece, by debiting the taxpayer’s bank account and crediting a business or self-employed professional account, which was not however registered in the AADE special application. Moreover, any transactions which were performed with businesses in the European Union (e.g. payment of university tuition fees).
The electronic payment instruments provided by Piraeus Bank and used for tax deduction purposes are:
The award-winning Piraeus Bank e-banking service in order for you to carry out safe banking transactions through the internet.
Compare Piraeus Bank credit, debit and prepaid cards and choose the one that best suits your needs